North East Region Housing Finance Details
|Interest Rate for Home Loan||N.A|
|EMI Per Month||-----|
|Loan Amount||1 Lakh - 10 lakh|
|Repayment Time||Up to 12 years|
|Min. Age||21 Years|
|Customer care Number||011-25614164/65|
|Processing Fees||1.5% of the loan amount|
The actual Home loan amount is determined taking into various account factors such as:
- Repayment capacity
- Educational qualifications
- Stability and continuity of income
- Number of dependents
- Co-applicant’s income
- Saving habits, and more
Easy Documentation for your Home Loans:
For processing your home loan application, we’re required to adhere to certain documentation procedures. To enable us to speedily process your home loan application, we will require the following:
KYC (Know Your Customer) documents.
Proof of Income documents and bank statements as per log-in checklist.
Property related documents.
Home Loan Tax Benefits
Get Maximum Tax benefit under Home Loan scheme. As per Indian IT Rules, the current applicable exemption u/s 24 is ₹ 1.5 lacs for the interest amount paid in a financial year and up to ₹ 1 lac for the Principal amount repaid in the same year. Thus up to ₹ 2.5 lacs is tax exempt, helping you save up to ₹ 70,000 tax annually.
Branches List of North East Region Housing Finance
|1. Aizawl||2. Champhai||3. Darlawn||4. Hnathial||5. Khawzawl|
|6. Kolasib||7. Lawngtlai||8. Lunglei||9. Mamit||10. Saiha|
|11. Sairang||12. Saitual||13. Serchhip||14. Vairengte|
|1. Chandel||2. Churachandpur||3. Imphal||4. Mao||5. Maram|
|6. Senapati||7. Ukhrul|
|1. Pasighat||2. Ruksin|
|1. Almorah||2. Bhowali|
REACH NERHOFIC Ltd.
M Block Plot No: 2
Jim Plaza, LSC, Vikaspuri
New Delhi-110 018, INDIA