North East Region Housing Finance – Interest Rates 2024, EMI Eligibility Calculator
North East Region Housing Finance at lowest interest rates with minimum documentations. Find details on per month emi, loan amount, repayment options. Track application status and customer care numbers at deal4loans.com. North East Region Housing Finance Company Ltd (NERHOFIC) is a public limited company registered as a Housing Finance Company (HFC) with the National Housing Bank (NHB).
The company has been promoted by the promoters of North East Region Finservices Ltd (NEREFS), which is a leading Micro Finance company in the North East. NEREFS has been successfully dealing in Micro Finance loans, Business loans, Personal loans and Consumer loans since 2004.
North East Region Housing Finance Details
| Interest Rate for Home Loan | N.A |
| EMI Per Month | —– |
| Loan Amount | 1 Lakh – 10 lakh |
| Repayment Time | Up to 12 years |
| Min. Age | 21 Years |
| Margin % | 20% |
| Customer care Number | 011-25614164/65 |
| Processing Fees | 1.5% of the loan amount |
The actual Home loan amount is determined taking into various account factors such as:
- Repayment capacity
- Age
- Educational qualifications
- Stability and continuity of income
- Number of dependents
- Co-applicant’s income
- Assets
- Liabilities
- Saving habits, and more
Documentation for North East Region Housing Finance
For processing your home loan application, we’re required to adhere to certain documentation procedures. To enable us to speedily process your home loan application, we will require the following:
KYC (Know Your Customer) documents.
Proof of Income documents and bank statements as per log-in checklist.
Property related documents.
North East Region Housing Finance Home Loan Tax Benefits
Get Maximum Tax benefit under Home Loan scheme. As per Indian IT Rules, the current applicable exemption u/s 24 is ₹ 1.5 lacs for the interest amount paid in a financial year and up to ₹ 1 lac for the Principal amount repaid in the same year. Thus up to ₹ 2.5 lacs is tax exempt, helping you save up to ₹ 70,000 tax annually.
Branches List of North East Region Housing Finance
| MIZORAM | ||||
| Aizawl | Champhai | Darlawn | Hnathial | Khawzawl |
| Kolasib | Lawngtlai | Lunglei | Mamit | Saiha |
| Sairang | Saitual | Serchhip | Vairengte | |
| MANIPUR | ||||
| Chandel | Churachandpur | Imphal | Mao | Maram |
| Senapati | Ukhrul | |||
| DELHI |
| Delhi |
| ARUNACHAL PRADESH | |
| Pasighat | Ruksin |
| UTTARAKHAND | |
| Almorah | Bhowali |
REACH NERHOFIC Ltd.
NERHOFIC Ltd.
Corporate Office
M Block Plot No: 2
Jim Plaza, LSC, Vikaspuri
New Delhi-110 018, INDIA
Phone: 011-25614164/65
Email: info@nerhofic.com
