Aptus Housing Finance – Quick home loan without income proof

Aptus Housing Finance provides quick home loan without income proof and against property to middle class in Madhya Pradesh, Gujarat, Rajasthan, Maharashtra and Orissa, India.

Aptus Housing Finance have 92 branches in 4 states with 812 employees. Head office of the company located at 8B, Doshi Towers, 205, Poonamalle High Road, Kilpauk, Chennai 600010.

Loan Amount 5 Lakh to 25 Lakh
Tenure upto 20 years
Funding Upto 85% of the value
Interest Rate 14.5% – 16.00%
Toll Free Number 044 – 45650000

Home Loan applications received for rupees ₹ 419,027 crores till 23 July 2018


Loan Amount

Annual Income


54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory.com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

Aptus offers home loan for

  • Home Construction
  • Home Purchase
  • Home Renovation
  • Home extension
  • Plot purchase
Part payment Charges Non Housing Loan – 4% on part payment/advance payment + GST
Pre-Closure Charges Housing Loan:
Floating Interest Rate – Nil charges
Fixed Interest Rate –
 Own Source – Nil charges
 Loan Transfer – 4% of Principal outstanding + GSTNon Housing Loan:
4% of the Principal outstanding + GST
No Pre-Closure of Loan for first 12 months
Processing Charges 2% + GST (on the sanctioned value). 1% to be collected at the time of sanction and the balance 1% to be collected/deducted at the time of disbursement
Stamp Duty Tamil Nadu & Puducherry – Rs. 300/- + GST
Andhra Pradesh, Telangana & Karnataka – Rs. 600/- + GST
Valuation / Technical Report Rs. 1000/- + GST – 1st Disbursement
Rs. 500/- + GST – for each subsequent disbursement
Legal Report Rs. 1000/- + GST(for loan upto Rs. 10 Lacs)
Rs. 2000/- + GST( for loan more than Rs. 10 Lacs)
CERSAI : At the time of Disbursement : Creation of Charge Rs. 250/-+GST (for loan upto Rs. 5 Lacs)
Rs. 500/- + GST (for loan more than Rs. 5 lacs)

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