Best home loans in Karaikudi with low interest rates & higher eligibility. Apply for loans with low EMI, Processing Fees & Charges. Calculate emi & eligibility for loans.
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Home Loan applications received for rupees ₹ 419,027 crores till 13 April 2021
Current Home Loan interest Rates in Karaikudi
|SBI||7.90 – 8.45%|
|HDFC Ltd||8.25 – 8.75%|
|ICICI Bank||8.35 – 9.20%|
|LIC Housing||8.10 – 8.95%|
|Axis Bank||8.90% – 9.10%|
|Bank of Baroda||8.40% – 9.40%|
|Canara Bank||8.45 – 8.65%|
Home Loan Criteria by various banks in Karaikudi:
The borrower’s eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse’s income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Eligibility calculator Home loan & Home loan emi calculator
Documents Required for Housing loans in Karaikudi
Following documents are required by financial institutions to process the loan application:
• Age Proof
• Address Proof
•Income Proof of the applicant & co-applicant
• Last 6 months bank A/C statement
• Passport size photograph of the applicant & co-applicant
|• Employment certificate from the employer,
• Copies of pay slips for last few months and TDS certificate
• Latest Form 16 issued by employer Bank statement.
|• Copy of audited financial statements for the last 2 years
• Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
• Profit and loss account for the last few years
• Income tax assessment order
Karaikudi (Tamil: காரைக்குடி) is a Municipality in Sivaganga District in the Indian state of Tamil Nadu. It is part of the area commonly referred to as “Chettinad”. Karaikudi became popular because the area is famous for houses built with limestone called ‘karai veedu’. It may also be due to a plant called “Karai” which is widely spread over this area.It is the biggest city in the district.
Karaikudi is also associated with the “Chettinadu” or “Karaikudi” cuisine although the term “Chettinadu” is widely used nowadays to refer to non-vegetarian delicacies in-spite of actual Chettinadu cuisine being predominantly vegetarian.
Karaikudi assembly constituency is part of Sivaganga (Lok Sabha constituency).