Home Loan Kolkata – Interest Rates Mar 2020, Eligibility, EMI, Apply

Apply for Home Loan in Kolkata online at lowest interest rates March 2020. Check Home Loan in Kolkata eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Kolkata

Interest Rates 7.90% – 21.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank
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Compare Home Loan Rates in Kolkata

SBI Home Loan 7.90 – 8.45%
HDFC Ltd Home Loan 8.00 – 8.75%
ICICI Bank Home Loan 8.35 – 9.20%
LIC Housing Finance 8.10 – 8.95%
DHFL Housing Finance 9.75%
Axis Bank Home Loan 8.90% – 9.10%
BOB Home Loan 8.15% – 9.15%
Canara Bank Home Loan 8.45 – 8.65%
Aadhar Housing Home Loan N.A
Bandhan Bank Home Loan 8.75% – 12.00%

Home Loan Tools in Kolkata

Eligibility Criteria for Home Loans in Kolkata

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Kolkata

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Checklist of Documents for Home Loan in Kolkata

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

Here’s the List of Best Property, Builders, Projects of Kolkata:

City Project Name Builder Name Location / Address Price
KOLKATA New Launch Victoria Consultants Pvt Ltd New Town, Kolkata East, Kolkata 59.63 Lac
KOLKATA Vishwanath Tower Shree Triveni Construction Block – 5 , Bharat Co Operative Society , Beside Blro, Sankrail , Howrah, Kolkata West, Kolkata 20.16 Lac
KOLKATA Vedic Greentech City Vedic Realty Ltd Rajarhat, Rajarhat, Kolkata East, Kolkata 20.15 Lac
KOLKATA Kantha Valley Prithika Enterprise JOKA, JOKA, KOLKATA SOUTH, KOLKATA 7.2 Lac
KOLKATA PS Srijan Ozone P S Srijan Height Developers E M Bypass, Kolkata South, Kolkata 86.78 Lac
KOLKATA Green Heights Loharuka Group Rajarhat, Near City Center 2, Rajarhat, Kolkata East, Kolkata 56.6 Lac
KOLKATA Primarc Sukriti Primarc Sunniva Projects LLP Harinavi, Kolkata South, Kolkata 25.42 Lac
KOLKATA Parnasree Green SKDJ Dream Home Behala, Parnasree Palli, Kolkata South, Kolkata 68.76 Lac
KOLKATA Star Greens Kaberi Construction On Harinavi More, Harinavi, Harinavi, Kolkata South, Kolkata 27.93 Lac
KOLKATA Gangotri Identity Gangotri Group Lake Town, Kolkata North, Kolkata 74.8 Lac
KOLKATA Kamala Village Salute Construction Napara Check Post, Opposite Dn-8 Bus Stand, Near S.P Office, Barasat,,Kolkata North, Kolkata 45.45 Lac
KOLKATA Padmalaya Kolkata Padmalaya Projects Pvt ltd DUMDUM, DUM DUM METRO, KOLKATA NORTH, KOLKATA 72.85 Lac
KOLKATA Urban Sabujayan Bengal Abasan Builder At Em Bypass, E M Bypass, Kolkata South, Kolkata 47.43 Lac
KOLKATA Meena Sunrise GPS Group Salua,Rajarhat, Rajarhat, Kolkata East, Kolkata 42.79 Lac
KOLKATA Rishi Ecoview Rishi Rajarhat, New Town, Kolkata East, Kolkata 70.23 Lac
KOLKATA Eden Belvedere Eden Group 3341 – 3350 Nayabad , Kolkata – 94, Nayabad, Kolkata South, Kolkata 25.02 Lac
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Top Banks for Home Loans in India
Banks Interest Rates
SBI Home Loan 7.15% - 7.65%
HDFC Ltd Home Loan 8.00 - 8.45%
ICICI Bank Home Loan 8.25 - 8.70%
LIC Housing Home Loan 8.10 - 8.95%
DHFL Home Loan 9.75%
Axis Bank Home Loan 8.55% - 9.20%
Bank of Baroda Home Loan 8.15% - 9.15%
Canara Bank Home Loan 8.10 - 8.55%
Aadhar Home loan N.A