Eligibility Criteria for Home Loans in Himachal Pradesh
21 – 58 years
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan
Brother, Mother, Father, Spouse
2 lakh to 50 crore
Home Loan EMI Calculator Himachal Pradesh
Checklist of Documents for Home Loan in Himachal Pradesh
List of papers / documents applicable to all applicants:
Completed Home loan application
3 passport size photographs (including those affixed in loan application)
Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers
Statement of bank account for the last six months
Signature identification from present bankers
Personal Assets and Liabilities Statements in Bank’s standard format.
Brief write up of securities charged in respect of other loans availed from our Bank/other
Banks/ Auto & Housing Loan Companies /other sources.
List of Best Home Loan Providers Branch List in Himchal Pradesh:
Punjab National Bank: National Highway 21, Bhojpur, Sundernagar, Himachal Pradesh
VIJAYA BANK: NO 2, Mall Rd, Shimla, Himachal Pradesh 171001
Himachal Pradesh Gramin Bank: NH20, Khaliar, Mandi, Himachal Pradesh 175001
Axis Bank: Cipla Ltd, Village Malpur Upper, PO Bhud, Solan, Nalagarh, Himachal Pradesh 173205
State Bank of India: Neri – Bajnath Rd, Baijnath, Himachal Pradesh 176125