Home Loan Patiala – Interest Rates Oct 2020, Eligibility, EMI, Apply

Apply for Home Loan in Patiala online at lowest interest rates 2020. Check Home Loan in Patiala eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Patiala

Interest Rates 6.85% – 12.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank
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Compare Home Loan Rates in Patiala 2020

SBI 6.95 – 7.70%
HDFC Ltd 6.95 – 7.50%
ICICI Bank 6.95 – 8.05%
LIC Housing Finance 6.90 – 7.30%
DHFL Housing 8.70%
Axis Bank 7.75 – 8.40%
Bank of Baroda 6.85 – 7.85%
Canara Bank 6.90 – 8.90%
Aadhar Home loan N.A

Home Loan Tools in Patiala

Eligibility Criteria for Home Loans in Patiala

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Patiala

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Checklist of Documents for Home Loan in Patiala

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

 

About Patiala –
Patiala is an Indian National Congress stronghold. In popular culture, the city remains famous for its traditional turban (a type of headgear), paranda (a tasselled tag for braiding hair), patiala salwar (a type of female trousers), jutti (a type of footwear) and Patiala peg (a measure of liquor).
 
Patiala district is one of the famous princely states of erstwhile Punjab. Forming the south-eastern part of the state, it lies between 29°49’ and 30°47’ north latitude, 75°58’ and 76°54′ east longitude.
 
It is surrounded by the districts of Fatehgarh Sahib & Rupnagar and the Union Territory of Chandigarh in the north, Sangrur district in the west, Ambala and Kurukshetra districts of neighbouring state of Haryana in the east and Kaithal district of Haryana in the south.

List of Best Home Loan Providers Branch List in Patiala:
ICICI Bank: Urban Estate Phase II, Urban Estate, Patiala, Punjab 147002
KARUR VYSYA BANK: Shop No. 8-9, Leela Bhawan Market, Near Gopal Sweets,, Patiala, Punjab 147001
Axis Bank Ltd: Sirhind Rd, DLF Colony, Patiala, Punjab 147004
Canara Bank: Chhoti Baradari Mall, Adalat Bazar, Adalat Bazar, Patiala, Punjab 147001
State Bank of India: Model Towen, Adalat Bazar, Adalat Bazar, Patiala, Punjab 147001
Kotak Mahindra Bank: New leela Bhawan, Patiala, Punjab 147001

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Top Banks for Home Loans in India
Banks Interest Rates
SBI Home Loan 6.95% - 7.45%
HDFC Ltd Home Loan 6.95% - 7.50%
ICICI Bank Home Loan 6.95% - 8.05%
LIC Housing Home Loan 6.90% - 7.30%
DHFL Home Loan 9.75%
Axis Bank Home Loan 7.75% - 8.40%
Bank of Baroda Home Loan 6.85% - 7.85%
Canara Bank Home Loan 7.35% - 7.80%
Aadhar Home loan N.A