Home Loan Raipur – Interest Rates 2021, Eligibility, EMI, Apply

Apply for Home Loan in Raipur online at lowest interest rates 2021. Check Home Loan in Raipur eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Raipur

Interest Rates 6.85% – 21.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank
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Compare Home Loan Rates in Raipur 2021

SBI 6.80 – 7.70%
HDFC Ltd 6.80 – 7.30%
ICICI Bank 6.80 – 7.95%
LIC Housing Finance 6.90 – 7.30%
DHFL Housing 8.70%
Axis Bank 7.75 – 8.40%
Bank of Baroda 6.85 – 7.85%
Canara Bank 6.90 – 8.90%
Aadhar Home loan N.A

Home Loan Tools in Raipur

Eligibility Criteria for Home Loans in Raipur

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Raipur

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Checklist of Documents for Home Loan in Raipur

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

If You’re Income is Low or Not Eligible for Home Loan in Raipur?
If Your income is low or below 8000 per month so you can club your another family members income to get home loan from any Bank. It also helps to get more & more loan amount from bank and Increase your eligibility.
About Raipur:
Raipur district is situated in the fertile plains of Chhattisgarh Region. This District is situated between 22o 33′ N to 21o14’N Latitude and 82o 6′ to 81o38’E Longtitude. The District is surrounded by District Bilaspur in North, District Bastar and part of Orissa state in South, District Raigarh and part of Orissa state in East and district Durg in West. The district occupies the south eastern part of the upper Mahanadi valley and the bordering hills in the south and the east.
Raipur district is administratively divided into 13 Tehisils and 15 revenue blocks. It comprises of two Lok Sabha Constituencies (Raipur and Mahasamund) and 13 Vidhansabha constituencies. Industrial development in this district is mainly because of availability of wide spread Minerals, Coal, Electricity and cheap labour cost.

Major Home Loan Provider Banks Branch List in Raipur

# Axis Bank: P.S Amanaka, Parthivi Pacific, GE Road, Tatibandh, Raipur, Chhattisgarh 492001
# Central Bank of India: Bombay Market,Vivekanand Ashram, 1st Floor,Block C, GE Rd, Raipur, Chhattisgarh 492001
# Syndicate Bank: Near Deshbandhu School, 113, 1st Floor, Smt Surjadevi Shukla Complex
# indusind bank: Patel Para, Raipur, Chhattisgarh 492013
# UCO BANK: Chhatisgarh Eye Hospital Campus, Telibandha, Raipur, Chhattisgarh 492001
# IDBI Bank: Samta Colony, Raipur, Chhattisgarh 492001
# Punjab National Bank: Moudhapara, Raipur, Chhattisgarh 492001

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 6.70% - 6.75%
HDFC Ltd 6.70%
ICICI Bank 6.70% - 8.00%
LIC Housing Finance6.90% - 7.30%
PNB Housing 7.35% - 9.05%
Axis Bank 7.75% - 8.40%
Bank of Baroda 6.85% - 7.85%
Canara Bank 6.90% - 7.90%
Aadhar Home loan N.A