Home Loan Surat – Interest Rates 2021, Eligibility, EMI, Apply

Apply for Home Loan in Surat online at lowest interest rates 2021. Check Home Loan in Surat eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Surat

Interest Rates 6.70% – 9.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank
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Compare Home Loan Rates in Surat 2021

SBI 6.70 – 6.75%
HDFC Ltd 6.70%
ICICI Bank 6.70 – 7.95%
LIC Housing Finance 6.90 – 7.30%
PNB Housing 7.35 – 9.05%
Axis Bank 7.75 – 8.40%
Bank of Baroda 6.85 – 7.85%
Canara Bank 6.90 – 8.90%
Aadhar Home loan N.A

Home Loan Tools in Surat

Eligibility Criteria for Home Loans in Surat

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Surat

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Checklist of Documents for Home Loan in Surat

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

Although one is free to select property of his choice, but at the same time one must check the name of his property with the directory of bank. By doing this, one can conclude that a particular bank would not pose any problem related with property.

Housing Projects which are approved from Various Banks for Home Loans in Surat:

Project Name Builder Name Location / Address Price
Shagun Villa Gautam Khnadelwal VIP Road Vesu , Surat, Gujarat 68 Lac
Vitoria Green Vitoria Group Bhesan Road, Nr Botonical Garden, Jahangirabad, Jahangirabad, Surat, Gujarat On Request
Rameshwaram Devbhoomi KOTADIYA REALITY Vesu, Vesu, Surat, Gujarat On Request
Duttkrupa Society Prakruti Bhatt 26 , Duttkrupa Society , Opp Amroli College, Amroli , Surat 394107, Amroli, Surat, Gujarat 41 Lac
Shiv Campus Pankaj Agarwal C-501, Adajan, Surat, Gujarat 23 Lac
Flamingo Tarun Hemant Property Consultants Althan Canal Road, Althan, Surat, Gujarat On Request
Rukmany Society, Kadwasa Main Road Kripashankar Yadav Dindoli, udhana, Surat, Gujarat 26 Lac
Model Town Invest Bazaar Parvat Patia, Parvat Patia, Surat, Gujarat on Request
Shilalekh Complex Dinesh Chauhan 25,Gopalpark Soci. Palanpurjakatnaka Surat, Palanpur, Surat, Gujarat 85 Lac
Satyakam Apartments Chaitali Mukherjee Majura Gate, Surat, Gujarat 24 Lac
Mahalaxmi Arcade Rainish Choksi A2. 202 Mahalaxmi Arcade, Anand Mahal Road, Adajan, Surat, Adajan, Surat, Gujarat 65 Lac
Uma Vihar Society Kiran Near Dastan Railway Crossing., bardoli road, Surat, Gujarat 26.51 Lac
Stuti Icon Chintan Flat No. 1204 , Palanpur, Palanpur, Surat, Gujarat 33 Lac
Soham Residency Izarail lthan, Surat, New City Light, Surat, Gujarat 29.51 Lac

Home Loan Banks Branches in Surat

Bank Name Surat
Canara Bank 403/B, Adajan Road, Shantideep Residency, Near Green Avenue Apartment, L P Savani Road, Choriyasi, Choriyasi, LP Savani Rd, Adajan, Guru Ram Pavan Bhumi, Surat, Gujarat 395009
A D S M & CO (EARSTWHILE AXAT DOSHI & CO) Lalbhai Contractor Complex, Dutch Garden Rd, Navdi Bandar, Nanpura, Surat, Gujarat 395001
Union Bank Of India-Salabatpura Branch 2238/B, 2239, Salabatpura Main Rd, Pipardi Sheri, On Salabatpura Main Rd, Salabatpura, Surat, Gujarat 395003
Union Bank of India Chatrapati Shivaji Marg, Guru Ram Pavan Bhumi, Surat, Gujarat
Standard Chartered Bank Surat – Dumas Rd, City Light Town, Surat, Gujarat 394001
Dhanlaxmi Corporation 34/35, Bajrang Krupa, Surat, Som Akaji Ni Wadi, Khatodara, Choriyasi, Choriyasi, Surat, Gujarat 395002
Union Bank Of India Bombay House, Near Indian Oil Petrol Pump, Udhna Main Road, Surat, Gujarat 394210
The Varachha Co-op Bank Ltd., Surat MOTAVARACHHA BRANCH Abhishek-III Residency,Nr. Sudama Chowk, Mota Varachha–Uttran Road, Mota Varachha, Surat, Gujarat 394101
Personal Loan Surat Sahaj Super Store, Honey Park Square, Adajan Gam, Surat, Gujarat
Life Insurance Surat Ghod Dod Rd, Athwa, Surat, Gujarat 395007
Union Bank Of India Silicon Shoppers, G-23, Udhna Main Rd, Udhna, Surat, Gujarat 394210
Dhanlaxmi Bank Ground Floor, Twin Towers, Opposite Shrinath Towers, Sahara Darwaja, Ring Road, SURAT, Sahara Darwaja, Varachha, Surat, Gujarat 395006
Dena Bank Aam Khaas Rd, Begampura, Surat, Gujarat
Centrum Finance Limited G-12, Jainidhi Sutariya Complex, Nanpura, Opposite Old Court Building, Nanpura, Surat, Gujarat 395001
Union Bank of India Vyara, Gujarat 394650

About Surat:
Surat is the 2nd largest city in Gujarat and 9th largest in India. Surat is at the heart of India’s thriving diamond-polishing industry, which cut 92% of the world’s diamond pieces and earned India $80,00,000 in exports. Gujarati diamond cutters emigrating from East Africa established the industry Surat-based diamond cutters began exporting stones to the US for the first time. Surat is a major production centre for synthetic textiles in India.

Do you want to pay lowest EMIs for home loan? With a surge in prices of real estate, an upward trend is also marked in home loan disbursement in Surat. Before knocking a bank for home loan, one should be well informed about the various branches located nearest to his place. A host of banks such as Canfin Homes, HDFC Bank, LIC Housing Finance State bank of India have branches in all over city. Discretion of own is required at this time.

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 6.70% - 6.90%
HDFC Ltd 6.95% - 7.35%
ICICI Bank 6.75% - 7.55%
LIC Housing Finance6.90% - 7.30%
PNB Housing 7.35% - 9.05%
Axis Bank 7.75% - 8.40%
Bank of Baroda 6.85% - 7.85%
Canara Bank 6.90% - 7.90%
Aadhar Home loan N.A