Apply for Home Loan in Varanasi online at lowest interest rates 2024. Check Home Loan in Varanasi eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Varanasi
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
Compare Home Loan Rates in Varanasi 2024
Home Loan Tools in Varanasi
Eligibility Criteria for Home Loans in Varanasi
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Varanasi
Checklist of Documents for Home Loan in Varanasi
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Home Loan Providers Branch List in Ranchi:
State Bank of India: RR 7, Nandan Nagar, Banaras Hindu University Campus, Varanasi, Uttar Pradesh 221005
ICICI Bank: D 58-19 A-4, Sigra, Varanasi, Uttar Pradesh 221010
Canara Bank: Lanka Rd, Near Sankat Mochan Temple, Sankat Mochan, Bhelupur, Varanasi, Uttar Pradesh 221005
State Bank Of India: Assi Road, Lanka Road, Near SBI ATM, Assi, Bhadaini, Bhelupur, Varanasi, Uttar Pradesh 221005
Axis Bank: Ground Floor, Building, No. B 30/69-70-71, Part Of SM Plot No. 53, Mauza Nagwa, Pargana Dehat Amanat, Lanka, Varanasi, Uttar Pradesh 221005
Induslnd Bank: D-59105-67, Vidyapeeth Rd, Chandrika Nagar Colony,Near Vinay kunj, Sigra, Varanasi, Uttar Pradesh 221010
BOB: Near Gurubagh Crossing, Luxa Rd, Sidhgiribagh, Varanasi, Uttar Pradesh 221001
