Apply for Home Loan in Visakhapatnam online at lowest interest rates 2021. Check Home Loan in Visakhapatnam eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Visakhapatnam
Interest Rates
6.70% – 9.00%
Processing Fees
0 to 2.00% of the loan amount + GST
Pre Payment Charges
NIL for floating, Fixed Rates check with Bank
Repayment Period
3 to 30 years
Part Payment Facility
Yes, all bank
Compare Home Loan Rates in Visakhapatnam 2021
Home Loan Tools in Visakhapatnam
Eligibility Criteria for Home Loans in Visakhapatnam
Age
21 – 58 years
Income
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability
Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan
Brother, Mother, Father, Spouse
Loan amount
2 lakh to 50 crore
Home Loan EMI Calculator Visakhapatnam
Checklist of Documents for Home Loan in Visakhapatnam
List of papers / documents applicable to all applicants:
Completed Home loan application
3 passport size photographs (including those affixed in loan application)
Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers
Statement of bank account for the last six months
Signature identification from present bankers
Personal Assets and Liabilities Statements in Bank’s standard format.
Brief write up of securities charged in respect of other loans availed from our Bank/other
Banks/ Auto & Housing Loan Companies /other sources.
