SBI Ghar Loan Yojana – Interest Rates Dec 2020

State Bank of India Her Ghar Home Loan Yojana for women available at lowest interest rates of 7.90%. Lowest EMI starts from Rs. 727 per lakh for a repayment period of 30 years.

Terms & Conditions:

In this loan scheme women should be the only sole / main applicant for home loans.

The woman should be the sole owner or one of the co-owners of the property proposed to be financed by the Bank

Women apply for SBI Her Ghar Loan Yojana via application form: Get More details on State Bank Home Loan

Home Loan applications received for rupees ₹ 419,027 crores till 03 December 2020

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Loan Amount
Occupation

Annual Income

City

120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

Example of Her Ghar Loan Yojana vs Normal Home Loan, we calculated loan emi for 30 years.

Loan Amount EMI for Women EMI for Others Per Month Saving Savings in 30 Years
1 lakh 841 845 4 120
2 Lakh 1682 1689 7 210
3 Lakh 2523 2534 11 330
4 Lakh 3364 3378 14 420
5 lakh 4205 4223 18 540
7 Lakh 5886 5912 26 780
9 Lakh 7568 7601 33 990
10 Lakh 8409 8445 36 1080
12 Lakh 10091 10134 43 1290
15 Lakh 12613 12668 55 1650
17 lakh 14295 14357 62 1860
18 Lakh 15136 15201 65 1950
20 Lakh 16818 16891 73 2190
22 lakh 18499 18580 81 2430
25 Lakh 21022 21113 91 2730
27 Lakh 22704 22802 98 2940
30 Lakh 25226 25336 110 3300
33 lakh 27749 27869 120 3600
35 lakh 29430 29558 128 3840
40 lakh 33635 33781 146 4380
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