SBI Home Loan Hyderabad – Interest Rates 2020, Eligibility, Apply Online

Apply for SBI Home Loans in Hyderabad: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Hyderabad.

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Highlight’s on SBI Home Loan Hyderabad

upto 30 Lakh 7.15% – 7.20%
30 Lakh – 75 Lakh 7.40% – 7.45%
Above 75 Lakhs 7.50% – 7.55%
Processing Fee 0.40 % of loan amount, up to a minimum of ₹10,000 + GST and maximum of 30,000 +GST
Repayment 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.10000 minimum
Lowest EMI per 1 Lakh Rs.675

Major Home Loan Tools available in Hyderabad

  • Home Loan Interest Rates in Hyderabad
  • Home Loan EMI Calculator Hyderabad
  • Home Loan Eligibility Calculator Hyderabad
  • Home Loan Balance Transfer Calculator Hyderabad
  • NRI Home Loans in Hyderabad
  • अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

    प्रधानमंत्री आवास योजना

    Eligibility required for State bank housing loan in Hyderabad

    ✓ Minimum age: 18 years as on the date of sanction
    ✓ Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    ✓ Minimum Income Should be Rs.10000 Per Month.

    Compare Top Home Loan Banks with SBI in Hyderabad

    SBI Home Loan 7.90 – 8.45%
    HDFC Home Loan 8.00 – 8.45%
    ICICI Home Loan 8.25 – 8.70%
    LIC Home Loan 8.10 – 8.95%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 8.55% – 9.20%
    Bank of Baroda Home Loan 8.00% – 9.15%
    Canara Bank Home Loan 8.10 – 8.55%
    Aadhar Home loan N.A

    Loan Amount & factors:
    Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
    ✓ Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
    ✓ Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
    ✓ Depreciation, subject to some conditions.
    ✓ Regular income from all sources.

    How Much Loan amount you can get from the bank against the total value of Property:

    Individual Home Loan Amount Margin (Min) LTV Ratio (%)
    Upto Rs. 20 Lacs 10% 90%
    Above Rs. 20 Lacs. and upto Rs. 75 lacs 20% 80%
    Above Rs. 75 lacs 25% 75%

    Repayment period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.

    Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.

    Documents Required for SBI Home loans in Hyderabad:

    Salaried Self Employed

    Documentation

    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    State Bank of India Home Loan Branches in Hyderabad:

    Branch Name: SECUNDERABAD

    City Name: HYDERABAD
    State: ANDHRA PRADESH
    Phone: 900421, 900422 040-7847156, 27847157

    IFSC Code: SBIN0000916
    Address: 1-1-78 PATNY CIRCLE, ADJ. GENERAL POST OFFICE, DISTT. HYDERABAD, AP 500003

    Branch Name: SAMB, SECUNDERABAD

    City Name: HYDERABAD
    State: ANDHRA PRADESH
    Phone: IP-900477 PH-040-27813332

    IFSC Code: SBIN0004106
    Address: 1-1-78, PATNY, SECUNDERABAD, DI.HYDERABAD, AP

    Branch Name: MADINAGUDA, HYDERABAD

    City Name: HYDERABAD
    State: ANDHRA PRADESH
    Phone: 040-23040182,23040183

    IFSC Code: SBIN0030488
    Address: 1-58/10/G-3, G-4, G-13 KRISHMA RESIDENCY MANDINAGUDA, NEAR ST. ANN’S SCHOOL SERILLING APALLY MUNICIPALILY

    Branch Name: HUMAYUN NAGAR, HYDERABAD

    City Name: HYDERABAD
    State: ANDHRA PRADESH
    Phone: 040-23513797

    IFSC Code: SBIN0005322
    Address: 10-3-5 BY D, HUMAYUNAGAR, HYDERABAD, ANDHRA PRADESH, PIN – 500028
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    Top Banks for Home Loans in India
    Banks Interest Rates
    SBI Home Loan 6.95% - 7.45%
    HDFC Ltd Home Loan 6.95% - 7.50%
    ICICI Bank Home Loan 6.95% - 8.05%
    LIC Housing Home Loan 6.90% - 7.30%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 7.75% - 8.40%
    Bank of Baroda Home Loan 6.85% - 7.85%
    Canara Bank Home Loan 7.35% - 7.80%
    Aadhar Home loan N.A