SBI Home Loan Kakinada – Interest Rates 2020, Documents, Branch

Apply for SBI Home Loans in Kakinada: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Kakinada.

State Bank of India Housing Loan Branches in Kakinada:

  • Home Loan applications received for rupees ₹ 419,027 crores till 02 December 2020

    Apply for Home Loan & Check your CIBIL score absolutely FREE.

    Loan Amount

    Annual Income


    120,17,256 loan quotes taken till now.
    Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

    Important Details about SBI Home Loan Kakinada

    upto 30 Lakh 7.15% – 7.20%
    30 Lakh – 75 Lakh 7.40% – 7.45%
    Above 75 Lakhs 7.50% – 7.55%
    Processing Fee 0.40 % of loan amount, up to a minimum of ₹10,000 + GST and maximum of 30,000 +GST
    Repayment 30 Years
    Loan Amount Upto 80% of Property
    Foreclosure Charges Nil
    Monthly Income Rs.10000 minimum
    Lowest EMI per 1 Lakh Rs.675

    अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

    Calculate Your Monthly EMI with – Home Loan EMI Calculator

    Why to Choose or Go with SBI Home loan in Kakinada:

    • Package of exclusive benefits
    • Low interest rates. Further, we charge interest on a daily reducing balance!!
    • Low processing charges.
    • No hidden costs or administrative charges.
    • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.

    Want to know more about how much EMI amount you have to pay for Home loan – Check Here

    Eligibility required for State bank housing loan:

    Eligibility Loan Amount and factors:
    Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:

    1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
    2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
    3. Depreciation, subject to some conditions.
    4. Regular income from all sources.

    home loan

    Documents Required for SBI Home loans in Kakinada:

    Salaried Self Employed
    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    For more information Toll Free: 1800112211 (Tollfree from BSNL/MTNL)

    Compare SBI Home Loan with other Banks in Kakinada

    SBI Home Loan 7.90 – 8.45%
    HDFC Home Loan 8.00 – 8.45%
    ICICI Home Loan 8.25 – 8.70%
    LIC Home Loan 8.10 – 8.95%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 8.55% – 9.20%
    Bank of Baroda Home Loan 8.00% – 9.15%
    Canara Bank Home Loan 8.10 – 8.55%
    Aadhar Home loan N.A
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    Top Banks for Home Loans in India
    Banks Interest Rates
    SBI Home Loan 6.95% - 7.45%
    HDFC Ltd Home Loan 6.95% - 7.50%
    ICICI Bank Home Loan 6.95% - 8.05%
    LIC Housing Home Loan 6.90% - 7.30%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 7.75% - 8.40%
    Bank of Baroda Home Loan 6.85% - 7.85%
    Canara Bank Home Loan 7.35% - 7.80%
    Aadhar Home loan N.A