SBI Home Loan Kochi – Interest Rates 2020, Eligibility, Apply Online

SBI Home Loans in Kochi: ✔ Low EMI ✔ Low Interest Rate ✔ Instant e-Approval ✔ Quick Disbursal. Check & Compare Eligibility and SBI housing loan interest rates.

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Important Details about SBI Home Loan Kochi

upto 30 Lakh 7.15% – 7.20%
30 Lakh – 75 Lakh 7.40% – 7.45%
Above 75 Lakhs 7.50% – 7.55%
Processing Fee 0.40 % of loan amount, up to a minimum of ₹10,000 + GST and maximum of 30,000 +GST
Repayment 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.10000 minimum
Lowest EMI per 1 Lakh Rs.675

Major Home Loan Tools available in Kochi

  • Home Loan Interest Rates in Kochi
  • Home Loan EMI Calculator Kochi
  • Home Loan Eligibility Calculator Kochi
  • Home Loan Balance Transfer Calculator Kochi
  • NRI Home Loans in Kochi
  • Eligibility required for State bank housing loan in Kochi

    ✓ Minimum age: 18 years as on the date of sanction
    ✓ Maximum age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    ✓ Minimum Income Should be Rs.10000 Per Month.

    Compare Top Home Loan Banks with SBI in Kochi

    HDFC Ltd ICICI Bank Axis Bank
    SBI PNB DHFL
    LIC Housing Bank of Baroda Union Bank

    अधिक जानकारी प्राप्त करें – भारतीय स्टेट बैंक होम लोन की ब्याज दरें

    Documents Required for SBI Home loans in Kochi:

    Salaried Self Employed
    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    About Kochi:

    Kochi is home to the Southern Naval Command of the Indian Navy and the state headquarters of the Indian Coast Guard with an attached air squadron, named Air Squadron 747. Commercial maritime facilities of the city include the Port of Kochi, an International Container Transshipment Terminal, the Cochin Shipyard, offshore SPM of the Kochi Refineries, and the Kochi Marina. Kochi is also home for the Cochin Stock Exchange, International Pepper Exchange, major chemical industries like the FACT, TCC, IREL, HOCL and Kochi Refineries, electrical industries like TELK and industrial parks like the Cochin Special Economic Zone and Infopark. Kochi is home for the High Court of Kerala and Lakshadweep, and the Cochin University of Science and Technology. The city lies about 220 kilometres (137 mi) north of the state capital Thiruvananthapuram, and about 180 kilometres (112 mi)south of Kozhikode.

    SBI branches in Kochi for home loan approvals

    Address: Willingdon Island, Kochi, Kerala 682003

    Address: Cochin Shipyard, Mahatma Gandhi Rd, Perumanoor, Ernakulam, Kerala 682015

    Address: Mons. Mathew Kothakathu Rd, Chullickal, Kochi, Kerala 682002

    Address: Tejomaya Building, InfoPark, Kakkanad, Kerala 682030

    Address: Bazaar Rd, Mattancherry, Kochi, Kerala 682002

    Address: Aroor – Thoppumpady Rd, Thopumpady Junction, Thoppumpady, Kochi, Kerala 682005

    Address: 29-1288, cummins building, Vytilla junction , NH 47, Ernakulam, Kerala 682019

    Address: Indira Gandhi Rd, Willingdon Island, Kochi, Kerala 682003

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    Top Banks for Home Loans in India
    Banks Interest Rates
    SBI Home Loan 6.95% - 7.45%
    HDFC Ltd Home Loan 6.95% - 7.50%
    ICICI Bank Home Loan 6.95% - 8.05%
    LIC Housing Home Loan 6.90% - 7.30%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 7.75% - 8.40%
    Bank of Baroda Home Loan 6.85% - 7.85%
    Canara Bank Home Loan 7.35% - 7.80%
    Aadhar Home loan N.A