PNB Home Loan: Get Instant quotes on interest rates March 2016 ✔ documents ✔ Eligibility ✔ Low EMI of Rs.848 per lac. Punjab National Bank Offers Best rates for Home Loans in India under Regular and Flexible housing schemes 2016.
PNB Home Loan Details
|Interest Rates||9.60 – 10.10%|
|Min Loan Amount||2 Lakh|
|Max Loan Amount||50 Crore|
|Min. Salary||12500 P.M.|
|Processing Fee||Nil (31.03.2016)|
|Pre Payment Charges||Nil|
|EMI Per lakh||Rs 848|
Why to Apply for Home Loans with PNB Bank
✔ 4.22% Market Share in Home Loan Segment, 7th Largest Lender.
✔ 6600+ Branches, 9 crore + Customers
✔ Most profitable bank in Public Sector Banks.
✔ Best Bank in India’s Young Survey
✔ Floating and Fixed INTEREST RATES available
✔ Longest Repayment period of upto 30 years
Eligibility for PNB Home Loan:
✔ All Individuals who have regular source of Income with proof. Income of spouse/children/parents can also be added.
Interest Rates of PNB Home Loan : Last updated as on 1 March 2016
# Floating Interest Rates – 9.60%
# Fixed Interest Rates – 10.10%
# OverDraft Facility to Existing Housing Loan Borrowers – 10.10%
PNB Home Loan EMI Calculator
This Calculator helps you to calculate your per month loan emi on the basis of loan amount, Interest Rates & Tenure period.
How Much maximum Loan Amount for home loan you get from PNB:
✔ For construction/purchase of house/flat:- Need based.
✔ For carrying out repairs/ renovations/ additions/ alterations: – Maximum of Rs. 25 lacs.
✔ For furnishing of house – Maximum Rs. 5 Lacs
✔ For purchase of Land/ Plot – Maximum Rs. 50 Lacs
✔ For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs. 20,000/- + taxes
✔ For loans above Rs. 300 lacs = Rs. 50000/- + taxes
✔ Documentation charges of Rs. 1350/- + taxes
Margin: Construction/ purchase/ repairs/ renovations/ additions/ alterations –
✔ For Loans upto Rs.75 lac – 20%
✔ For Loans above Rs.75 lac – 25%
✔ Land/ Plot – 40%
Other available products of PNB in India:
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