PNB Home Loan Interest Rates june 2016- Eligibility Calculator Online

PNB Home Loan: Get Instant quotes on interest rates ✔ documents ✔ Eligibility ✔ Low EMI of Rs.848 per lac. Punjab National Bank Offers Best rates for Home Loans in India under Regular and Flexible housing schemes 2016.
PNB Home Loan Details

Interest Rates 9.45% – 9.95%
Min Loan Amount 2 Lakh
Max Loan Amount 50 Crore
Min. Salary 12500 P.M.
Repayment 30 Years
Pre Payment Charges Nil
EMI Per lakh Rs 837



Loan Amount


Annual income

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Why to Apply for Home Loans with PNB Bank

✔ 4.22% Market Share in Home Loan Segment, 7th Largest Lender.
✔ 6600+ Branches, 9 crore + Customers
✔ Most profitable bank in Public Sector Banks.
✔ Best Bank in India’s Young Survey
✔ Floating and Fixed INTEREST RATES available
✔ Longest Repayment period of upto 30 years

Eligibility for PNB Home Loan:

✔ All Individuals who have regular source of Income with proof. Income of spouse/children/parents can also be added.

Interest Rates of PNB Home Loan : Last updated as on 9 june 2016

MCLR Interest Rates for Year = 9.40%
# Floating Home Loan Interest Rates – 9.45% (MCLR + 0.05%)
# Fixed Home Loan Interest Rates – 9.95% (MCLR + 0.55%)
# Overdraft for HL borrowers – 10.00%

PNB Home Loan EMI Calculator

This Calculator helps you to calculate your per month loan emi on the basis of loan amount, Interest Rates & Tenure period.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

How Much maximum Loan Amount for home loan you get from PNB:

✔ For construction/purchase of house/flat:- Need based.
✔ For carrying out repairs/ renovations/ additions/ alterations: – Maximum of Rs. 25 lacs.
✔ For furnishing of house – Maximum Rs. 5 Lacs
✔ For purchase of Land/ Plot – Maximum Rs. 50 Lacs

✔ For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs. 20,000/- + taxes
✔ For loans above Rs. 300 lacs = Rs. 50000/- + taxes
✔ Documentation charges of Rs. 1350/- + taxes

Margin: Construction/ purchase/ repairs/ renovations/ additions/ alterations –

✔ For Loans upto Rs.75 lac – 20%
✔ For Loans above Rs.75 lac – 25%
✔ Land/ Plot – 40%

PNB Marginal Cost of Funds Based Lending Rate (MCLR) with effect from 01.06.2016 as under:


Tenor MCLR
Overnight 9.15%
One Month 9.20%
Three Month 9.30%
Six Month 9.35%
One Year 9.40%
Three Year 9.55%
Five Year 9.70%

Other available products of PNB in India:

PNB Personal Loan

PNB Car Loan

PNB Official Website for More Info

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