PNB Home Loan – Interest Rates | Eligibility | Documents | Information

PNB Home Loan – Details on PNB home loans interest rates, documents, Eligibility. Punjab National Bank Offers Best rates for Home Loans in India.

Eligibility for PNB Home Loan:

Under Normal variant Individuals & Joint owners (age group of 18-65 years) having regular source of income. Income of spouse/children can also be added.

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Full Name:

Mobile:

+91

Email ID :

City:

Annual Income:


Loan Amount:

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Under Flexible variant: Customers who are below the age of 50 years and existing Housing loan borrowers who have availed loan under our Housing Loan scheme for public.

Features :

Option to choose between Floating and Fixed home loan interest rates.
Longest Repayment period of 25 years
For Term loan component of flexible variant 0.25% lower interest rate than under normal variant under all tenors of repayment
Flexible repayment option
No hidden charges
Quick and Fast processing

Loan Amount:

For construction/purchase of house/flat:- Need based.
Cost of car parking upto the maximum extent of 5% of the cost of flat/house can be considered in the cost of the project.
For carrying out repairs/ renovations/ additions/ alterations: – Maximum of Rs. 20 lacs.
For furnishing of house – Maximum Rs. 2 Lacs
For purchase of Land/ Plot – Maximum Rs. 20 Lacs.

Fee/Charges:

For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs. 20,000/- + taxes
For loans above Rs. 300 lacs =0.90% of the loan amount + taxes
Documentation charges of Rs. 1350/- + taxes

Interest Rates :

Interest Rates	Salaried / SEP	SENP
Upto 20 Lacs	10.50%	10.75%
20 to 50 lacs	10.75%	11.00%
Above 50 lacs	11.00%	11.25%

Source: PNB Official Website

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Tags: pnb housing loan