PNB Home Loan Interest Rates Sept 2017 – EMI Eligibility Calculator

PNB Home Loan: Get Instant quotes on interest rates ✔ Documents ✔ Eligibility ✔ Low EMI of Rs.772 per lakh, Application form. Punjab National Bank Offers Best rates for housing Loans in India under Regular and Flexible housing schemes.

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PNB Home Loan Interest Rates 2017

Scheme Limit Up to Rs. 75 Lac Limit above Rs. 75 Lac
Floating Women* 8.55% 8.60%
Floating Others 8.60% 8.65%
Floating PNB PRIDE #(Housing) 8.55% 8.60%
Floating OD HL 9.75%
Fixed General 8.85%
Fixed PNB Pride# Floating (PNB PRIDE #) +0.50% = 9.05%

Latest Update: PNB Pride Housing Loan For Government Employees @ interest rates of 8.35% or similar to MCLR Rates for 1 Year. Eligibility for permanent Employees of Central / State Governments/ Defence Personnel & Paramilitary Forces – Individuals or Joint owners. Processing Charges & Documentation charges are NIL under PRIDE Scheme.

Why to Apply for Home Loans with PNB Bank

✔ 4.22% Market Share in Home Loan Segment, 7th Largest Lender.
✔ 6600+ Branches, 9 crore + Customers
✔ Most profitable bank in Public Sector Banks.
✔ Best Bank in India’s Young Survey
✔ Floating and Fixed INTEREST RATES available
✔ Longest Repayment period of upto 30 years

PNB Home Loan MCLR Rates May 2017:

Tenure Rate of Interest (%)
Overnight 8.05
one month 8.15
Three Month 8.25
Six Month 8.30
One Year 8.35
Three Year 8.50
Five Year 8.65

Eligibility for PNB Home Loan:

✔ All Individuals who have regular source of Income with proof. Income of spouse/children/parents can also be added.

How Much maximum Loan Amount for home loan you get from PNB:

✔ For construction/purchase of house/flat:- Need based.
✔ For carrying out repairs/ renovations/ additions/ alterations: – Maximum of Rs. 25 lacs.
✔ For furnishing of house – Maximum Rs. 5 Lacs
✔ For purchase of Land/ Plot – Maximum Rs. 50 Lacs
 

Fee/Charges:
Processing Fees*– For Rs.300 lac- 0.50% of loan amount Maximum Rs.20000/- For above – Rs.50000/-
Documentation Charges – Rs.1350/-

 
Margin: Construction/ purchase/ repairs/ renovations/ additions/ alterations –

✔ For Loans upto Rs.75 lac – 20%
✔ For Loans above Rs.75 lac – 25%
✔ Land/ Plot – 40%

PNB Home Loan Application Form
Borrowers can download all PNB Housing and Non Housing Loan Application forms for Individuals, Joint home loans at one click.

Application Form For Housing Loan For Individual

Most Important Terms & Conditions (MITC)
Home Loan Agreement booklet
Non – Home Loan Agreement Booklet
Disbursement Kit

Other available products of PNB in India:

PNB Personal Loan

PNB Car Loan

PNB Official Website

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Average rating:  
 3 reviews
by ANIRUDDH on PNB Home Loan
Your information is misleading

Punjab National Bank and PNB Housing Finance are two entities. Punjab National Bank is Nationalised Bank and PNB Housing Finance is NBFC dealing with housing finance.You are giving details of Housing loan Scheme of Punjab National Bank but the application form and other terms conditions relate to PNB Housing Finance. Kindly check it at your end.

by Balbir Singh on PNB Home Loan
Quick service by PNB Housing

I never expected that PNB officer will be sent to my home by Deal4Loans on same day....good quick customer friendly process....helped me in understanding the product in detail before making one of the biggest financial decision of my life

by Harshita on PNB Home Loan
Need more information

Can be more descriptive. Was looking for documents required at PNB HFL to process my application

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