Repco home finance: Get Details on Repco Dream Home Loan Finance Schemes, Eligibility, EMI, Documents, Charges online. Loans for the purpose of construction or purchase of a property.
Why to Apply with Repco Home Finance:
✔ Home Loan Book Grew 29% as at March 31, 2015
✔ Almost 57% self employed of Total Application Received
✔ Total Loan Disbursed of Rs 2,399 crore till 31st March 2015
✔ Profit of Last Year – Rs. 123.08 crore
✔ Good presence in South India
✔ Easy Documentation Process
We insure all our loans with property insurance for any loss arising due to calamities such as fire and floods along with personal accident insurance for the borrower.
|1||Dream Home Loan||Loans for the purpose of construction or purchase of a property.|
|2||Home Makeover Loan||Loans for the purpose of repairs, renovation, and / or extension of a property.|
|3||Plot Loans||Loans for outright purchase of plots for construction of a house.|
|4||Super Loan||Loans for construction (including extensions and additions to existing property) on land owned by borrower’s parents.|
|5||Fifty Plus Loan||Loans to persons above 50 years where loan repayments and disbursements are structured around the retirement / pension income stream of the borrowers.|
|6||NRI Housing Loan||Loans to non-resident Indians for the construction and purchase of houses in India.|
|7||Prosperity Loan||Loans against mortgage of immovable property for such purposes as may be desired by the borrower.|
|8||New Horizon Loan||Loans for purchase and / or construction of non-residential and commercial property.|
|9||Repco Rural||Loans to Individuals under “Weaker Section” Category in Rural areas for Purchase/Construction/Repairs/ renovation/upgradation of house with loan amount Upto Rs.15.00 Lakh with construction cost/estimate not exceeding Rs.25.00 Lakhs|
|10||Repco Advantage||Housing Loan Upto Rs.30.00 lakh @ 10.50% p.a. onwards.
Housing Loan Above Rs.30.00 lakh @ 10.75% p.a. onwards
NHB had vide their Circular NHB (ND)/DRS/POL.13/2006 dated April 10, 2006 framed the guidelines on KYC & AML for all HFCs”. Now NHB has vide letter no. NHB (ND)/DRS/Pol-No. 33/2010-11 dated October 11 ,2010 advised all HFCs to amend their existing policy framework. This KYC Policy is amended in pursuance of the letter cited above.
As required by NHB guidelines, Repco Home Finance Limited is required to have a KYC Policy. The four elements comprising this policy are:
(i) Customer Acceptance Policy
(ii) Customer Identification Procedure
(iii) Monitoring of transactions
(iv) Risk Management
For the purpose of KYC policy, a ‘Customer’ may be defined as:
a person or entity that maintains an account and/or has a business relationship with the HFC; one on whose behalf the account is maintained (i.e. the beneficial owner); beneficiaries of transactions conducted by professional intermediaries, such as Stock Brokers, Chartered Accountants, Solicitors, etc. as permitted under the law, and any person or entity connected with a financial transaction which can pose significant reputation or other risks to the Company, such as a wire transfer or issue of a high value demand draft as a single transaction.
These guidelines would be applicable to lawyers and valuers empanelled with Repco Home Finance Limited.
Application Form Download
|Download RHFL- Loan Application Form||Download RHFLl-CoApplicant Form|
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