Repco home finance | Interest Rates | Documents | Eligibility

Repco home loan: Get Details on Repco Dream Home Loan Finance Schemes, Eligibility, EMI, Documents, Charges online. Loans for the purpose of construction or purchase of a property.

Why to Apply with Repco Home Finance:
✔ Home Loan Book Grew 22% in 1st Quarter of 2015-2016.
✔ Almost 57% self employed of Total Application Received
✔ Total Loan Disbursed of Rs 6,344 crore till 30th June 2015
✔ Profit of Last Year – Rs. 123.08 crore
✔ Good presence in South India
✔ Easy Documentation Process

We insure all our loans with property insurance for any loss arising due to calamities such as fire and floods along with personal accident insurance for the borrower.

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Sr.No Name of Loan Product Product Details
1 Dream Home Loan Loans for the purpose of construction or purchase of a property.
2 Home Makeover Loan Loans for the purpose of repairs, renovation, and / or extension of a property.
3 Plot Loans Loans for outright purchase of plots for construction of a house.
4 Super Loan Loans for construction (including extensions and additions to existing property) on land owned by borrower’s parents.
5 Fifty Plus Loan Loans to persons above 50 years where loan repayments and disbursements are structured around the retirement / pension income stream of the borrowers.
6 NRI Housing Loan Loans to non-resident Indians for the construction and purchase of houses in India.
7 Prosperity Loan Loans against mortgage of immovable property for such purposes as may be desired by the borrower.
8 New Horizon Loan Loans for purchase and / or construction of non-residential and commercial property.
9 Repco Rural Loans to Individuals under “Weaker Section” Category in Rural areas for Purchase/Construction/Repairs/ renovation/upgradation of house with loan amount Upto Rs.15.00 Lakh with construction cost/estimate not exceeding Rs.25.00 Lakhs
10 Repco Advantage Housing Loan Upto Rs.30.00 lakh @ 10.50% p.a. onwards.
Housing Loan Above Rs.30.00 lakh @ 10.75% p.a. onwards

NHB had vide their Circular NHB (ND)/DRS/POL.13/2006 dated April 10, 2006 framed the guidelines on KYC & AML for all HFCs”. Now NHB has vide letter no. NHB (ND)/DRS/Pol-No. 33/2010-11 dated October 11 ,2010 advised all HFCs to amend their existing policy framework. This KYC Policy is amended in pursuance of the letter cited above.

As required by NHB guidelines, Repco Home Finance Limited is required to have a KYC Policy. The four elements comprising this policy are:

(i) Customer Acceptance Policy

(ii) Customer Identification Procedure

(iii) Monitoring of transactions

(iv) Risk Management

For the purpose of KYC policy, a ‘Customer’ may be defined as:

a person or entity that maintains an account and/or has a business relationship with the HFC; one on whose behalf the account is maintained (i.e. the beneficial owner); beneficiaries of transactions conducted by professional intermediaries, such as Stock Brokers, Chartered Accountants, Solicitors, etc. as permitted under the law, and any person or entity connected with a financial transaction which can pose significant reputation or other risks to the Company, such as a wire transfer or issue of a high value demand draft as a single transaction.

These guidelines would be applicable to lawyers and valuers empanelled with Repco Home Finance Limited.

Application Form Download

Download RHFL- Loan Application Form Download RHFLl-CoApplicant Form

Latest News About Repco Home Finance:

Repco Home Finance net up 22%
Repco Home Finance’s net profit in the first quarter of the fiscal moved up 22% to Rs 30.24 crore from Rs 24.81 crore in the same period last year. The loan book grew 30% and stood at Rs 6,344 crore as at June 30 2015 as compared to Rs. 4,892 crore in the same period last year. Loans to the self-employed segment accounted for 57% of the outstanding loan book.

Date – 08 Aug 2015

Branch Address / Locations of Repco Home Finance:

Branch Name City Address Contact Number
Hyderabad 102, M H R House,

No. 7-1-621/274,

Sanjeeva Reddy Nagar,

Hyderabad – 500 038


(040) 23811146
Vijayawada No.29-13-3, Kaleswara Rao Road,

Opp. Hotel Anupama, Governor pet

Vijayawada – 520 001

Andhra Pradesh

(0866) 2437942
Vishakapatnam,Anand Towers,

Asilmetta , Rama Talkies Road,

Vishakapatnam – 530 016

Andhra Pradesh

(0891) 2799297
Vadodara No.302, Sahyog Apartment,

Near Arpan Complex, Delux Cross Road, Nizampura,

Vadodara – 390 002


0265 – 2780224
Surat GF-3 Empire State Building Ring Road

Surat – 395 002


0261 – 2369505
Ranchi Samsung Building, VIP Main Road, Bypass,

Near Kishoregunj chowk,Above Axis Bank ATM

RANCHI – 834001


0651 2225100
Bangalore 109, First Floor, A – Wing,

Mittal Tower, M.G.Road,

Bengaluru – 560 001


(080) 41233109
  1. 25/1655(6), First floor,

Rema Plaza, SS Kovil Road,Thampanoor,

Trivandrum – 695001


0471 2333040
Indore 101, 1st floor,

9/1/2,Khandelwal motors building,

Near Yes Bank, MG Road


Madhya Pradesh

0731- 2520522
Pune Office No. 203, Satyabhama Sankul,

Second Floor, Near Modi Ganpati,

529 Narayan Peth,

Pune 411 030


(020) 24431956
Nagpur Khullar Chambers, 1st floor,

Office No.101, Munje Chowk, Sitabuldi,

Nagpur – 440 012


0712 – 2540135
Aurangabad Motiwala Trade Centre,

Shop No. B-3, Ground Floor,

New Samartha Nagar, Nirala Bazar

Aurangabad – 431 001


0240 – 2354770
Chennai Alexander Square

Third Floor

Old No : 34/35, New No : 2

Sardar Patel Road, Guindy

Chennai – 600 032

(044) – 42106650 / 42106652
Coimbatore Indian Red Cross Building,

8/26, Hozur Road,

Coimbatore – 641 018.

Tamil Nadu

(0422) 2215917
Trichy No.24, Ram Arcade,

B-14 II floor, 11th cross,

Main Road, Thillai Nagar,

Trichy – 620 008

Tamil Nadu

(0431) 2740874
Kolkata Second Floor,Subham,

Gariahat Road(South),


Kolkata – 700031

West Bengal

033 24732100


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