12 lakh home loan EMI Details – Interest Rates 2020

Check EMI Calculation for 12 Lakh home loan for 5, 10, 15, 20 Years or How much EMI you have to pay for 12 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bajaj, DHFL, Bank of Baroda, Bank of India, LIC Housing at deal4loans.com & Apply Online Instantly. Modi home loan scheme for 12 lakh under PMAY Subsidy for poor people.

EMI Calculation for 12 Lakh Home Loan amount for Various Tenure Options:

EMI Calculated on 8.00% Rate of Interest.

Tenure Options EMI Per Month
5 Years Rs. 24336
10 Years Rs. 14556
15 Years Rs. 11472
20 Years Rs. 10032
25 Years Rs. 9264
30 Years Rs. 8808
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12 Lakh Home Loan Interest Rates

SBI 7.90 – 8.45%
HDFC Ltd 8.00 – 8.45%
ICICI Bank 8.35 – 9.20%
LIC Housing 8.10 – 8.95%
DHFL 9.75%
Axis Bank 8.55% – 9.10%
Bank of Baroda 8.15% – 9.15%
Canara Bank 8.10 – 8.55%
Aadhar Housing N.A

You Can also Calculate Manually EMI With EMI Calculator Deal4loans

Here’s the Lowest Calculated EMI of 12 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.00%.

Monthly Payment (EMI)

Total Interest Payable in 20 years

Total Payment (Principal + Interest) after 20 years for 12 Lakh of loan amount

Rs.10037.28

Rs.1208947.40

Rs.2408947.40

Banks which are offering 12 Lakh home loan amount at 8.00% rate of interest.

SBI LIC Housing HDFC Ltd ICICI Bank
Axis Bank IDBI Bajaj Finserv PNB Housing

If You want to Know you are eligible for 12 Lakh of Loan amount or Now Use

Yearly Calculated Values on the Basis of 8.00% Rate of Interest

YEAR PRINCIPAL INTEREST BALANCE AMOUNT
1 RS. 25,361 RS. 95,083 RS. 1,174,639
2 RS. 27,466 RS. 92,978 RS. 1,147,173
3 RS. 29,744 RS. 90,700 RS. 1,117,429
4 RS. 32,215 RS. 88,229 RS. 1,085,214
5 RS. 34,889 RS. 85,555 RS. 1,050,325
6 RS. 37,783 RS. 82,661 RS. 1,012,542
7 RS. 40,920 RS. 79,524 RS. 971,622
8 RS. 44,315 RS. 76,129 RS. 927,307
9 RS. 47,995 RS. 72,449 RS. 879,312
10 RS. 51,978 RS. 68,466 RS. 827,334
11 RS. 56,290 RS. 64,154 RS. 771,044
12 RS. 60,963 RS. 59,481 RS. 710,081
13 RS. 66,023 RS. 54,421 RS. 644,058
14 RS. 71,504 RS. 48,940 RS. 572,554
15 RS. 77,437 RS. 43,007 RS. 495,117
16 RS. 83,865 RS. 36,579 RS. 411,252
17 RS. 90,828 RS. 29,616 RS. 320,424
18 RS. 98,367 RS. 22,077 RS. 222,057
19 RS. 106,530 RS. 13,914 RS. 115,527
20 RS. 115,595 RS. 5,073 RS. 0