12 lakh home loan EMI Details – Interest Rates 2019

Check EMI Calculation for 12 Lakh home loan for 5, 10, 15, 20 Years or How much EMI you have to pay for 12 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bajaj, DHFL, Bank of Baroda, Bank of India, LIC Housing at deal4loans.com & Apply Online Instantly. Modi home loan scheme for 12 lakh under PMAY Subsidy for poor people.

EMI Calculation for 12 Lakh Home Loan amount for Various Tenure Options:

EMI Calculated on 8.40% Rate of Interest.

Tenure OptionsEMI Per Month
5 YearsRs. 24,562.08
10 YearsRs. 14,814.24
15 YearsRs. 11,746.68
20 YearsRs. 10,338.00
25 YearsRs. 9,582.00
30 YearsRs. 9,142.08

Home Loan applications received for rupees ₹ 419,027 crores till 23 May 2019

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Loan Amount

Annual Income


54,02,013 loan quotes taken till now.
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12 Lakh Home Loan Interest Rates

Bank NameInterest Rate
HDFC ltd Home Loan8.80% – 9.25%
ICICI Home Loan9.05% – 9.25%
SBI Home Loan8.75% – 9.15%
PNB Housing Finance9.00% – 9.95%
Axis Bank Home Loan8.95% – 9.15%
LIC Housing Finance8.95% – 9.15%
PNB Home Loan8.70% – 8.80%
DHFL Home Loan8.70%
Indiabulls Home Loan8.80% – 10.25%
Aadhar Home LoanN.A

You Can also Calculate Manually EMI With EMI Calculator Deal4loans

Here’s the Lowest Calculated EMI of 12 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.40%.

Monthly Payment (EMI)

Total Interest Payable in 20 years

Total Payment (Principal + Interest) after 20 years for 12 Lakh of loan amount




Banks which are offering 12 Lakh home loan amount at 8.60% rate of interest.

Axis BankIDBIBajaj FinservPNB Housing


If You want to Know you are eligible for 12 Lakh of Loan amount or Now Use

Yearly Calculated Values on the Basis of 8.40% Rate of Interest

YearPrincipalInterestBalance Amount
1Rs. 24,174Rs. 99,882Rs. 1,175,826
2Rs. 26,283Rs. 97,773Rs. 1,149,543
3Rs. 28,579Rs. 95,477Rs. 1,120,964
4Rs. 31,074Rs. 92,982Rs. 1,089,890
5Rs. 33,786Rs. 90,270Rs. 1,056,104
6Rs. 36,737Rs. 87,319Rs. 1,019,367
7Rs. 39,943Rs. 84,113Rs. 979,424
8Rs. 43,433Rs. 80,623Rs. 935,991
9Rs. 47,223Rs. 76,833Rs. 888,768
10Rs. 51,347Rs. 72,709Rs. 837,421
11Rs. 55,829Rs. 68,227Rs. 781,592
12Rs. 60,704Rs. 63,352Rs. 720,888
13Rs. 66,006Rs. 58,050Rs. 654,882
14Rs. 71,770Rs. 52,286Rs. 583,112
15Rs. 78,033Rs. 46,023Rs. 505,079
16Rs. 84,846Rs. 39,210Rs. 420,233
17Rs. 92,255Rs. 31,801Rs. 327,978
18Rs. 100,310Rs. 23,746Rs. 227,668
19Rs. 109,068Rs. 14,988Rs. 118,600
20Rs. 118,672Rs. 5,466Rs. 0