12 lakh home loan EMI Details – Interest Rates 2021
Check EMI Calculation for 12 Lakh home loan for 5, 10, 15, 20 Years or How much EMI you have to pay for 12 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bajaj, DHFL, Bank of Baroda, Bank of India, LIC Housing at deal4loans.com & Apply Online Instantly. Modi home loan scheme for 12 lakh under PMAY Subsidy for poor people.
EMI Calculation for 12 Lakh Home Loan amount for Various Tenure Options:
EMI Calculated on 6.80% Rate of Interest.
| Tenure Options | EMI Per Month |
| 5 Years | Rs. 23648 |
| 10 Years | Rs. 13810 |
| 15 Years | Rs. 10652 |
| 20 Years | Rs. 9160 |
| 25 Years | Rs. 8329 |
| 30 Years | Rs. 7823 |
Home Loan applications received for rupees ₹ 419,027 crores till 13 April 2021
12 Lakh Home Loan Interest Rates
| SBI | 6.80 – 7.30% |
| HDFC Ltd | 6.80 – 7.30% |
| ICICI Bank | 6.80 – 8.05% |
| LIC Housing Finance | 6.90 – 7.30% |
| Axis Bank | 7.75 – 8.40% |
| Bank of Baroda | 6.85 – 7.85% |
| Canara Bank | 6.90 – 7.90% |
| Aadhar Home loan | N.A |
You Can also Calculate Manually EMI With EMI Calculator Deal4loans
Here’s the Lowest Calculated EMI of 12 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 6.80%.
|
Monthly Payment (EMI) |
Total Interest Payable in 20 years |
Total Payment (Principal + Interest) after 20 years for 12 Lakh of loan amount |
|
Rs. 9160 |
Rs. 998418 |
Rs. 2198418 |
Banks which are offering 12 Lakh home loan amount at 6.80% rate of interest.
| SBI | LIC Housing | HDFC Ltd | ICICI Bank |
| Axis Bank | IDBI | Bajaj Finserv | PNB Housing |
If You want to Know you are eligible for 12 Lakh of Loan amount or Now Use 
Yearly Calculated Values on the Basis of 6.80% Rate of Interest
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 29,218 | Rs. 80,702 | Rs. 1,170,782 |
| 2 | Rs. 31,269 | Rs. 78,651 | Rs. 1,139,513 |
| 3 | Rs. 33,464 | Rs. 76,456 | Rs. 1,106,049 |
| 4 | Rs. 35,811 | Rs. 74,109 | Rs. 1,070,238 |
| 5 | Rs. 38,322 | Rs. 71,598 | Rs. 1,031,916 |
| 6 | Rs. 41,011 | Rs. 68,909 | Rs. 990,905 |
| 7 | Rs. 43,889 | Rs. 66,031 | Rs. 947,016 |
| 8 | Rs. 46,968 | Rs. 62,952 | Rs. 900,048 |
| 9 | Rs. 50,266 | Rs. 59,654 | Rs. 849,782 |
| 10 | Rs. 53,790 | Rs. 56,130 | Rs. 795,992 |
| 11 | Rs. 57,566 | Rs. 52,354 | Rs. 738,426 |
| 12 | Rs. 61,604 | Rs. 48,316 | Rs. 676,822 |
| 13 | Rs. 65,925 | Rs. 43,995 | Rs. 610,897 |
| 14 | Rs. 70,554 | Rs. 39,366 | Rs. 540,343 |
| 15 | Rs. 75,500 | Rs. 34,420 | Rs. 464,843 |
| 16 | Rs. 80,797 | Rs. 29,123 | Rs. 384,046 |
| 17 | Rs. 86,468 | Rs. 23,452 | Rs. 297,578 |
| 18 | Rs. 92,534 | Rs. 17,386 | Rs. 205,044 |
| 19 | Rs. 99,025 | Rs. 10,895 | Rs. 106,019 |
| 20 | Rs. 106,071 | Rs. 3,945 | Rs. 0 |