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IDBI Home Finance Home Loan

With IDBI home loan you can fulfill your dream of owing a home. IDBI helps to convert your long cherished dream to get a place where you can relax & enjoy your life with your loved one.

IDBI Home Loan Details
Interest Rates 8.00% - 9.60%
Repayment Upto 30 Years
Max. Loan 10 Crore
Min. Loan 5 Lakh
Foreclosure Charges Nil

IDBI offers you home loan for following purposes
1. Individual Home Loan: A loan that is provided to individuals for buying a new home or construct dwelling unit. for NRIs the maximum tenure is 10 years subject to maximum age of 60 years at maturity.
2. Home Improvement Loan: A loan through which you can repair or renovate your existing home.
3. Home Extension Loan: For extension of your existing home you can take a Home Extension Loan.
4. Home Loan for NRI’s: For Non-resident of India can take this loan.
5. Plot Loan: Loan for purchase of plot of loan for constructing in a residentially approved area.
Apply for IDBI Home Finance Home Loans Online & your CIBIL score absolutely FREE.
Loan Amount
Annual Income
54,02,013 loan quotes taken till now.
► Home Loan Rates starts from As low as 8.60%
► Compare Top Banks – SBI, HDFC Bank, ICICI Bank, PNB Housing etc.

IDBI Home Loan Interest Rates 2022

Plain Vanilla Home Loan (Purchase/Construction/Extension)
Category Rate of Interest
Salaried/Self Employed Professional 8.00% - 9.65%
Self Employed Non-Professional 8.10% - 11.15%
Home loan Top Up
Housing Purpose HL ROI + 20 BPS
Suvidha Top up (Non Housing purpose) HL ROI + 75 BPS
Plot Loan for House Construction
IDBI Neev 8.70% - 9.30%
IDBI Neev 2.0 9.00% - 9.60%
Rural/Semi Urban Housing
Category Rate of Interest
Loan amount Up to Rs.35 Lakh Salaried 8.35%
Self Employed Professional 8.45%
Self Employed Non-Professional 8.60%

Documentation and eligibility required for IDBI Home Loan

  Salaried Self employed
Age 1years to 60years 1years to 65years
Income 1,44,000(p.a) 1,50,000(p.a)
Loan Amount 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5 years to 20 years   5 years to 20 years 


1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile, Last 3 years profit/loss & balance sheet,
5) Last 6 months bank statements
6) Processing fee cheque

Address : IDBI Homefinance Ltd.
3rd Floor, Kanchenjunga Bldg.
18 Barakhamba Road,
New Delhi-110001

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.