| Interest Rates | 8.00% - 9.60% |
| Repayment | Upto 30 Years |
| Max. Loan | 10 Crore |
| Min. Loan | 5 Lakh |
| Foreclosure Charges | Nil |
| Plain Vanilla Home Loan (Purchase/Construction/Extension) | |
|---|---|
| Category | Rate of Interest |
| Salaried/Self Employed Professional | 8.00% - 9.65% |
| Self Employed Non-Professional | 8.10% - 11.15% |
| Home loan Top Up | |
|---|---|
| Housing Purpose | HL ROI + 20 BPS |
| Suvidha Top up (Non Housing purpose) | HL ROI + 75 BPS |
| Plot Loan for House Construction | |
|---|---|
| IDBI Neev | 8.70% - 9.30% |
| IDBI Neev 2.0 | 9.00% - 9.60% |
| Rural/Semi Urban Housing | ||
|---|---|---|
| Category | Rate of Interest | |
| Loan amount Up to Rs.35 Lakh | Salaried | 8.35% |
| Self Employed Professional | 8.45% | |
| Self Employed Non-Professional | 8.60% | |
| Salaried | Self employed | |
| Age | 1years to 60years | 1years to 65years |
| Income | 1,44,000(p.a) | 1,50,000(p.a) |
| Loan Amount | 2,00,000 - 1,00,00000 | 2,00,000 - 2,00,00000 |
| Tenure | 5 years to 20 years | 5 years to 20 years |
| Documentation
|
1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, Last 3 years profit/loss & balance sheet, 5) Last 6 months bank statements 6) Processing fee cheque |
Address : IDBI Homefinance Ltd.
3rd Floor, Kanchenjunga Bldg.
18 Barakhamba Road,
New Delhi-110001