21 Lakh Home Loan EMI Details – Interest Rates 2024

Check EMI Calculation for 21 Lakh home loan for 5, 10, 15, 20, 25 & 30 Years or how much EMI you have to pay for 21 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bank of Baroda, Bank of India and LIC Housing at deal4loans & Apply Online Instantly.

21 Lakh Home loan EMI for Various Repayment Tenures

Repayment Time Interest Rate EMI
5 Years 8.70% 43287
10 Years 8.70% 26262
15 Years 8.70% 20926
20 Years 8.70% 18491
25 Years 8.70% 17194
30 Years 8.70% 16446
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21 Lakh Home Loan Interest Rates 2024

SBI Home Loan 8.70 – 9.40%
HDFC Ltd 8.65 – 9.85%
ICICI Bank 8.60 – 9.60%
LIC Housing Finance 8.30 – 9.80%
PNB Housing 8.75 – 11.70%
Kotak Bank 8.49 – 9.10%
Bank of Baroda 8.60 – 10.30%
Canara Bank 8.60 – 10.80%
Aadhar Home loan N.A

You Can also Calculate Manually EMI With EMI Calculator Deal4loans

Calculate EMI with Calculator for 21 Lakh

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Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Here’s the Lowest Calculated EMI of 21 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.70% .

Banks which are offering 21 Lakh home loan amount at low rate of interest.

SBI home loan LIC Housing HDFC Ltd home loan ICICI Bank home loan
Axis Bank home loan IDBI home loan Pradhan mantri home loan PNB Housing Loan

 

Monthly Payment (EMI)

Total Interest Payable in 20 years

Total Payment (Principal + Interest) after 20 years for 21 Lakh of loan amount

Rs.18,491

Rs.23,37,836

Rs.44,37,836

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21 Lakh Home Loan Yearly Calculated Values on the Basis of 8.70% Rate of Interest

Year Principal Interest Balance Amount
1 Rs. 40,794 Rs. 181,098 Rs. 2,059,206
2 Rs. 44,490 Rs. 177,402 Rs. 2,014,716
3 Rs. 48,514 Rs. 173,378 Rs. 1,966,202
4 Rs. 52,910 Rs. 168,982 Rs. 1,913,292
5 Rs. 57,701 Rs. 164,191 Rs. 1,855,591
6 Rs. 62,924 Rs. 158,968 Rs. 1,792,667
7 Rs. 68,624 Rs. 153,268 Rs. 1,724,043
8 Rs. 74,837 Rs. 147,055 Rs. 1,649,206
9 Rs. 81,615 Rs. 140,277 Rs. 1,567,591
10 Rs. 89,007 Rs. 132,885 Rs. 1,478,584
11 Rs. 97,065 Rs. 124,827 Rs. 1,381,519
12 Rs. 105,854 Rs. 116,038 Rs. 1,275,665
13 Rs. 115,439 Rs. 106,453 Rs. 1,160,226
14 Rs. 125,892 Rs. 96,000 Rs. 1,034,334
15 Rs. 137,293 Rs. 84,599 Rs. 897,041
16 Rs. 149,725 Rs. 72,167 Rs. 747,316
17 Rs. 163,284 Rs. 58,608 Rs. 584,032
18 Rs. 178,070 Rs. 43,822 Rs. 405,962
19 Rs. 194,195 Rs. 27,697 Rs. 211,767
20 Rs. 211,900 Rs. 10,111 Rs. 0
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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 11.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A