45 Lakh Home Loan EMI Details – Interest Rates 2024

Check EMI Calculation for 45 Lakh home loan for 5, 10, 15, 20, 25 & 30 Years or how much EMI you have to pay for 45 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bank of Baroda, Bank of India and LIC Housing at deal4loans & Apply Online Instantly.

45 Lakh Home loan EMI for Various Repayment Tenures

Repayment Time Interest Rate EMI
5 Years 8.70% 92,759
10 Years 8.70% 56,276
15 Years 8.70% 44,842
20 Years 8.70% 39,624
25 Years 8.70% 36,844
30 Years 8.70% 35,241
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45 Lakh Home Loan Interest Rates 2024

SBI Home Loan 8.70 – 9.40%
HDFC Ltd 8.65 – 9.85%
ICICI Bank 8.60 – 9.60%
LIC Housing Finance 8.30 – 9.80%
PNB Housing 8.75 – 11.70%
Kotak Bank 8.49 – 9.10%
Bank of Baroda 8.60 – 10.30%
Canara Bank 8.60 – 10.80%
Aadhar Home loan N.A

You Can also Calculate Manually EMI With EMI Calculator Deal4loans

45 Lakh Home Loan EMI Calculator

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Here’s the Lowest Calculated EMI of 45 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.70% .

Banks which are offering 45 Lakh home loan amount at low rate of interest.

SBI home loan LIC Housing HDFC Ltd home loan ICICI Bank home loan
Axis Bank home loan IDBI home loan Pradhan mantri home loan PNB Housing Loan

 

Monthly Payment (EMI)

Total Interest Payable in 20 years

Total Payment (Principal + Interest) after 20 years for 45 Lakh of loan amount

Rs.39,624

Rs.50,09,648

Rs.95,09,648

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45 Lakh Home Loan Yearly Calculated Values on the Basis of 8.70% Rate of Interest

Year Principal Interest Balance Amount
1 Rs. 87,418 Rs. 388,070 Rs. 4,412,582
2 Rs. 95,338 Rs. 380,150 Rs. 4,317,244
3 Rs. 103,968 Rs. 371,520 Rs. 4,213,276
4 Rs. 113,387 Rs. 362,101 Rs. 4,099,889
5 Rs. 123,652 Rs. 351,836 Rs. 3,976,237
6 Rs. 134,849 Rs. 340,639 Rs. 3,841,388
7 Rs. 147,059 Rs. 328,429 Rs. 3,694,329
8 Rs. 160,376 Rs. 315,112 Rs. 3,533,953
9 Rs. 174,899 Rs. 300,589 Rs. 3,359,054
10 Rs. 190,738 Rs. 284,750 Rs. 3,168,316
11 Rs. 208,007 Rs. 267,481 Rs. 2,960,309
12 Rs. 226,845 Rs. 248,643 Rs. 2,733,464
13 Rs. 247,387 Rs. 228,101 Rs. 2,486,077
14 Rs. 269,788 Rs. 205,700 Rs. 2,216,289
15 Rs. 294,219 Rs. 181,269 Rs. 1,922,070
16 Rs. 320,862 Rs. 154,626 Rs. 1,601,208
17 Rs. 349,917 Rs. 125,571 Rs. 1,251,291
18 Rs. 381,604 Rs. 93,884 Rs. 869,687
19 Rs. 416,161 Rs. 59,327 Rs. 453,526
20 Rs. 453,809 Rs. 21,643 Rs. 0
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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 11.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A