HDFC Bank Home Loan Bihar – Interest Rates 2024, Branch Address

HDFC Bank Home Loans in Bihar: Apply online for Best home Loans in Bihar with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for HDFC home loans and choose the lowest rates.

Check more information on HDFC Bank Home Loans. Borrowers can compare the best home loan offers in Bihar here, which helps in understand which bank is offer home loans @ lowest rates with lowest processing fees and fastest disbursal time.

HDFC Bank Home Loan Interest Rates Bihar

बिहार में एचडीएफसी होम लोन की ब्याज दरें और प्रसंस्करण शुल्क क्या हैं, इसकी जांच करें। आप आवास ऋण पर बेहतर प्रस्ताव प्राप्त करने के लिए बिहार के अन्य गृह ऋण बैंकों के साथ एचडीएफसी की तुलना कर सकते हैं।

Check what are the interest rates and processing fees of HDFC Bank Home loans in Bihar. You can compare HDFC Bank. with other home loans banks in Bihar to get better offers on housing loans.

HDFC Ltd Home Loan Interest Rates Feb 2024

Minimum Interest Rates of home loan starts from 8.50% - 9.15% for all loan amounts who have CIBIL Score of 800 & above. All others the interest rates are 8.75% - 9.40%.
SPECIAL HOME LOAN RATES 
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%
Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans* Policy Repo Rate + 2.00% to 2.65% = 8.50% to 9.15%
STANDARD HOME LOAN RATES 
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%
Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans* Policy Repo Rate + 2.25% to 2.90% = 8.75% to 9.40%
*Credit score linked interest rates. All loans are at the sole discretion of HDFC Bank. T&C apply

Documents required for HDFC Bank Home Loans in Bihar

  • Application form with 2 photographs
  • Identity Proof & Residence Proof
  • Latest Salary Slip (Salaried Individuals)
  • Form 16 / ITR (Salaried Individuals)
  • Processing Fee cheque
  • Last 6 Months bank statement (Salaried Individuals)
  • Last 3 Year profit/loss & balance sheet (Self Employed – Professionals/Businessmen)
  • Last 3 years income tax returns (Self Employed – Professionals/Businessmen

HDFC Bank Branch in Bihar for Home Loans – Address :

  • F 2, FIRST FLOOR, D S BUSINESS PARK, BESIDE DAV SCHOOL, SAGUNA MORE, DANAPUR, PATNA – 801503
  • Ground Floor,Gahilo Galaxy, Kalambagh Road, Aghoria Bazar, Muzaffarpur (Bihar) Pin No. 842002
  • KATARUKA NIWAS, 2ND FLOOR, SOUTH GANDHI MAIDAN, PATNA – 800001

Why to Choose Features of HDFC Bank Home loans in Bihar:

  • Maximum loan – 80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.
  • Maximum Term – The maximum period of repayment of a loan shall be upto 30 years (Telescopic Repayment option) under the Adjustable Rate Home Loan product, depending upon the specific repayment scheme as may be opted (*).
    The maximum period of a loan shall be upto 20 years under the Fixed Rate Home Loan product.
  • Applicant and Co- Applicant to the loan
  • Adjustable Rate Home Loan
  • High Loan Eligibility – check online

For information on HDFC Bank. Home Loans: SMS HDFCHOME to 56767

Other Products available in Bihar from HDFC Bank.

1. HDFC Bank Personal Loan Bihar
2. HDFC Bank Credit Card Bihar
3. HDFC Bank Home Loan EMI Calculator Bihar
4. HDFC Bank Business Loan Bihar
5. HDFC Bank. NRI Home Loan Bihar
6. HDFC Bank Car Loan Bihar

About Bihar:

Bihar (/bɨˈhɑr/, pronounced [bɪˈɦaːr] ( listen)) is a state in northern India.[4][5] It is the 12th largest state in terms of geographical size at 38,202 sq mi (98,940 km2) and 3rd largest by population. Almost 58% of Biharis are below the age of 25, which is the highest proportion in India.
It is bounded by Uttar Pradesh to its west, Nepal to the north, Northern part of West Bengal to the east and by Jharkhand to the south. The Bihar plain is divided into two parts by the river Ganges which flows through the middle from west to east. Bihar has notified forest area of 6,764.14 km2,[8] which is 7.2% of its geographical area. Hindi and Urdu are the official languages of the state, while the majority of the people speak Angika, Bhojpuri, Magadhi, Maithili and Bajjika. In 2000, Bihar was subdivided, the southern part becoming the state of Jharkhand.

For information on Home Loans: SMS HDFCHOME to 56767

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 11.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A