Home Loan Patna – Interest Rates 2022, Eligibility, EMI, Apply

Apply for Home Loan in Patna online at lowest interest rates 2022. Check Home Loan in Patna eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Patna

Interest Rates 8.45% – 12.00%
Processing Fees 0 to 2.00% of the loan amount + GST
Pre Payment Charges NIL for floating, Fixed Rates check with Bank
Repayment Period 3 to 30 years
Part Payment Facility Yes, all bank
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Compare Home Loan Rates in Patna 2022

SBI Home Loan 8.55 – 9.55%
HDFC Ltd 8.60 – 9.60%
ICICI Bank 8.60 – 9.60%
LIC Housing Finance 8.00 – 9.25%
PNB Housing 8.50 – 11.20%
Kotak Bank 8.49 – 9.10%
Bank of Baroda 8.45 – 9.80%
Canara Bank 8.60 – 10.80%
Aadhar Home loan N.A

Home Loan Tools in Patna

Eligibility Criteria for Home Loans in Patna

Age 21 – 58 years
Income 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan Brother, Mother, Father, Spouse
Loan amount 2 lakh to 50 crore

Home Loan EMI Calculator Patna

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Interest Rate (Reducing) % Per Annum
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Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Checklist of Documents for Home Loan in Patna

  • List of papers / documents applicable to all applicants:
  • Completed Home loan application
  • 3 passport size photographs (including those affixed in loan application)
  • Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
  • Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
  • Proof business address, in case of non- salaried borrowers
  • Statement of bank account for the last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities Statements in Bank’s standard format.
  • Brief write up of securities charged in respect of other loans availed from our Bank/other
  • Banks/ Auto & Housing Loan Companies /other sources.

List of Best Home Loan Providers Branch list in Patna :
Central Bank Of India: Laxmi Complex, Boring Rd, Patna, Bihar 800001
The Bihar State Co Operative Bank: Ashok Rajpath, Bakarganj, Patna, Bihar 800004
ICICI Bank: Boring Canal Rd, Sri Krishna Puri, Patna, Bihar 800013
State Bank of India: 3Rd Floor Abdul Hai Commercial Complex Exhibition Road Patna, Exhibition Rd, Salimpur Ahra, Golambar, Patna, Bihar 800001
Canara Bank: Yashoda Palace, Bibiganj, Danapur Cantt, Patna, Bihar 801503
Axis Bank Ltd: Ground Floor And First Floor, Udaiman Apartment, Boring Rd, Anandpuri, Patna, Bihar 800001

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.55% - 9.55%
HDFC Ltd 8.10% - 9.00%
ICICI Bank 8.40% - 9.45%
LIC Housing Finance8.30% - 9.80%
PNB Housing 8.50% - 11.20%
Axis Bank 7.60% - 8.05%
Bank of Baroda 8.45% - 9.80%
Canara Bank 8.60% - 10.80%
Aadhar Home loan N.A