Apply for Home Loan in Patna online at lowest interest rates 2024. Check Home Loan in Patna eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Patna
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
Compare Home Loan Rates in Patna 2024
Home Loan Tools in Patna
Eligibility Criteria for Home Loans in Patna
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Patna
Checklist of Documents for Home Loan in Patna
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Home Loan Providers Branch list in Patna :
Central Bank Of India: Laxmi Complex, Boring Rd, Patna, Bihar 800001
The Bihar State Co Operative Bank: Ashok Rajpath, Bakarganj, Patna, Bihar 800004
ICICI Bank: Boring Canal Rd, Sri Krishna Puri, Patna, Bihar 800013
State Bank of India: 3Rd Floor Abdul Hai Commercial Complex Exhibition Road Patna, Exhibition Rd, Salimpur Ahra, Golambar, Patna, Bihar 800001
Canara Bank: Yashoda Palace, Bibiganj, Danapur Cantt, Patna, Bihar 801503
Axis Bank Ltd: Ground Floor And First Floor, Udaiman Apartment, Boring Rd, Anandpuri, Patna, Bihar 800001
