kerala Gramin Bank Home Loan Interest Rates 2024

Kerala Gramin Bank housing loans: get instant quotes on Interest rates, Eligibility, Documents, loan EMI and processing fees & charges.

To fulfil your dream of a new home, KGB provides Home Loans at very attractive rates. Moreover KGB offers loans for Purchase/Construction/Renovation of house/Flat.

You can get a home loan for below Purpose

  1. Purchase of house property
  2. Construction/extension of house property
  3. Purchase of ready built Flat
  4. For undertaking repairs, renovation, up – gradation, extension, ceration of additional amenities
  5. Housing Loan for Second House / Flat.
Apply for Home Loan
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.

Kerala Gramin Bank Home Loan Eligibility

  • Individuals and NRI having sufficient and regular income
  • Age of the applicant shall not be more than 55 years

Kerala Gramin Bank Home Loan  Limit & Margin

Limit

  • For Residents 5 times of annual income
    For NRI – 4 times of annual income

Margin

  • 20% of the total cost

Kerala Gramin Bank Home Loan Repayment

  • Tenure upto 30 Years
  • Repayment holiday upto 18 months can be availed.

Kerala Gramin Bank Home Loan Interest Rates 2023

Housing Loan General upto Rs.10,00,000/- 9.00%
Rs.10,00,001/- to Rs.25,00,000/- 8.25% (if the CIBIL score of the borrower/s are above 750)
8.50% (if the CIBIL score of the borrower/s are 750 or below)
Rs.25,00,001/- and above 8.00% (if the CIBIL score of the borrower/s are above 750)
8.25% (if the CIBIL score of the borrower/s are 750 or below)
Premium Housing Loan Upto Rs.10,00,000/- 9.00%
Rs.10,00,001/- to Rs.25,00,000/- 8.25% (if the CIBIL score of the borrower/s are above 750)
8.50% (if the CIBIL score of the borrower/s are 750 or below)
Rs.25,00,001/- and above 8.00% (if the CIBIL score of the borrower/s are above 750)
8.25% (if the CIBIL score of the borrower/s are 750 or below)
Housing Loan Scheme For State Government Employees Upto Rs.10,00,000/- 9.00%
Rs.10,00,001/- to Rs.25,00,000/- 8.25% (if the CIBIL score of the borrower/s are above 750)
8.50% (if the CIBIL score of the borrower/s are 750 or below)
Rs.25,00,001/- and above 8.00% (if the CIBIL score of the borrower/s are above 750)
8.25% (if the CIBIL score of the borrower/s are 750 or below)
Rural Housing Funds Loan Irrespective of Amount(Subject to terms & availability of refinance 8.36%
Urban Housing Funds Loan Irrespective of Amount(Subject to terms & availability of refinance 8.36%
Pradhan Mantri Awas Yojana(PMAY) Upto Rs. 20Lakhs 8.75%
Check Free Cibil Score
Apply Here
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.
Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 10.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A