SBI Home Loan Bihar – Interest Rates 2020, Eligibility, Apply Online

SBI Home Loans in Bihar: ✔ Low EMI ✔ Low Interest Rate ✔ Instant e-Approval ✔ Quick Disbursal. Check & Compare Eligibility and SBI housing loan interest rates.

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Highlight’s on SBI Home Loan Bihar

upto 30 Lakh 7.15% – 7.20%
30 Lakh – 75 Lakh 7.40% – 7.45%
Above 75 Lakhs 7.50% – 7.55%
Processing Fee 0.40 % of loan amount, up to a minimum of ₹10,000 + GST and maximum of 30,000 +GST
Repayment 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.10000 minimum
Lowest EMI per 1 Lakh Rs.675

Major Home Loan Tools available in Bihar

  • Home Loan Interest Rates in Bihar
  • Home Loan EMI Calculator Bihar
  • Home Loan Eligibility Calculator Bihar
  • Home Loan Balance Transfer Calculator Bihar
  • NRI Home Loans in Bihar
  • Eligibility required for State bank housing loan in Bihar

    ✓ Minimum age: 18 years as on the date of sanction
    ✓ Maximum age: 70 years. i.e. the age by which the home loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    ✓ Minimum Income Should be Rs.10000 Per Month.

    Compare Top Home Loan Banks with SBI in Bihar

    HDFC Ltd ICICI Bank Axis Bank
    SBI PNB DHFL
    LIC Housing Bank of Baroda Union Bank

    Repayment period:
    Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.

    Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.

    About Bihar:

    Bihar is a state in northern India. It is the 12th largest state in terms of geographical size at 38,202 sq mi and 3rd largest by population. Almost 58% of Biharis are below the age of 25, which is the highest proportion in India.
    It is bounded by Uttar Pradesh to its west, Nepal to the north, Northern part of West Bengal to the east and by Jharkhand to the south. The Bihar plain is divided into two parts by the river Ganges which flows through the middle from west to east. Bihar has notified forest area of 6,764.14 km2, which is 7.2% of its geographical area. Hindi and Urdu are the official languages of the state, while the majority of the people speak Angika, Bhojpuri, Magadhi, Maithili and Bajjika. In 2000, Bihar was subdivided, the southern part becoming the state of Jharkhand.

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    Top Banks for Home Loans in India
    Banks Interest Rates
    SBI Home Loan 6.95% - 7.45%
    HDFC Ltd Home Loan 6.95% - 7.50%
    ICICI Bank Home Loan 6.95% - 8.05%
    LIC Housing Home Loan 6.90% - 7.30%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 7.75% - 8.40%
    Bank of Baroda Home Loan 6.85% - 7.85%
    Canara Bank Home Loan 7.35% - 7.80%
    Aadhar Home loan N.A