HDFC Bank Silver Credit Card | Eligibility | Apply

HDFC Bank Silver Credit Card: Get all with the HDFC Bank International Silver Credit Cards. The best features you could ask for in a credit card. Combined with all the services offered by a world-class banks. Get all with the HDFC Bank International Silver Credit Cards.

This Credit card is not available. HDFC Bank discontinue this card.

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Features & Benefits of HDFC Bank Silver Credit Card:

All-purpose credit card – The HDFC Bank Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on impulse.

Earn while you spend* – money spent is money earned. For every Rs. 200 you spend, you earn 1 reward point. You can redeem these accumulated points for exciting gifts and offers from our exclusive rewards program.

Add-on cards – Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the HDFC Bank International Silver Credit Card

Widely accepted – Accepted at over 110,000 merchant establishments across India and Nepal and close to 18 million merchant establishments around the world.

Eligibility Criteria:

Minimum Age Maximum Age
Salaried 21 60
Self Employed 21 65

Fees and Charges of HDFC Bank Silver Credit card

Description of Charges

Silver Credit Card

Interest Free Period

Upto 50 days

Minimum Repayment Amount

5%, Minimum Rs 200

Cash Advance Limit

10% of credit limit

Annual Fee

Rs. 700

Additional Card fee

Free for Life

Charges On revolving Credit

3.25% P.M., 39.0% Annually – from Transaction date

Cash Advance Charges

2.5% of amount withdrawn or Rs 300 whichever is higher

Late Payment Charges

Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000.

Charges on overlimit account

2.5% of overlimit amount subject to a minimum of Rs 500

Payment return Charges

2% of payment amount subject to minimum of Rs. 300

Cash processing fee

With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee.

Balance Transfer / Balance Transfer on EMI Processing Charges

2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher.( Max. Rs. 600/-)

Petrol Transaction Charge

2.5% (subject to a minimum of Rs 10)

Railway Ticket Purchase Fee

Rs 30 + 2.5% of transaction amount

Reissue of Lost, Stolen or Damaged Card

Rs. 100

Outstation Cheque Processing Charge

Rs. 50

Retrieval Fees ( Chargeslip)

Rs. 125 per Chargeslip

Foreign Currency Transactions

Bank Charges Cross currency mark-up of 3.5%

Service Tax

Applicable on all fees, interest and other charges

Other Available Products of HDFC Bank:

  1. HDFC Bank Personal Loan
  2. HDFC Ltd Home Loan
  3. HDFC Bank Car Loan

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