LIC Gold Credit Card | Features | Eligibility | Information

LIC Gold Credit Card: Compare and Apply for LIC Credit Cards Online. Documents, Eligibility, Features, Reward Points of LIC Gold Credit Card. Click to Apply Online Credit Card

The most preferred Card! Offers you a higher credit limit to complement your lifestyle.

Keys Features & Benefits

  • Higher Credit and Cash limits.
  • Higher reward points.
  • Free credit period upto 45 days.

The cards are Photo cards which bear your photograph as well as your signatures on the face of the card which gives a distinctive security advantage as well as an identity to the Credit card.

Gold Credit Card
LIC Gold Card is a unique offering from LICCSL with features like:
  • Higher Credit and Cash limits.
  • Higher reward points.
  • All Cards issued up to 31st March 2011 are Life Time Free Cards.
  • The LIC Card will be a photo card having the photo of the cardholder and signature digitally imprinted on the cards for greater security.
  • The LIC credit card is associated with VISA International and will be accepted at all VISA member establishments (approximately 29 million ) across the world.
  • Availability of 24x7x365 customer care centre.
  • Facility to withdraw cash from one’s credit card account through CorpBank ATMs or any VISA ATMs worldwide.
  • Facility to request for temporary increase in the credit limit depending upon the usage of card etc.
  • On receiving the credit card statement, cardholder shall have the flexibility of opting to either pay the total amount outstanding or pay only the minimum amount due and carry forward the balance, with interest, to next statement.
  • There will be a free credit period upto 45 days provided the previous outstanding payments have been settled in full.
  • Option to transfer the balances from other bank credit cards to LIC Credit card subject to some conditions.
  • Any cardholder with a satisfactory credit history will be able to call the customer service centre and ask for a draft payable at any draft payable at any CorpBank location in India on nominal charges.
  • There will be an option to convert any single retail transaction of Rs 2500/- or above made on the card into EMIs of 6,12 or 24 month periods.
  • Cardholders shall have the facility of paying utility bills and payments to various other services through their credit cards.

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Documents required for LIC Cards

Given below is a list of documents that are required for LIC Cards.
  • Self attested proof of residence (as per documents stipulated under KYC norms).
  • Self attested copy of PAN card (in the absence F60/61 is to be obtained).
  • For Salaried: Self attested copy of latest salary slip/ Salary certificate/ IT returns/Form 16- anyone.
  • For Self-employed/ Professionals: Latest IT return has to be furnished.
  • One passport size coloured photograph.
  • If Add-on card/s required, a photograph of the add on card applicant/s. The signature/s of the Add on card applicant/s should be in black ink.

Eligibility for LIC Cards

To be eligible for LIC Credit Card the applicant should meet the following criteria:
  • Should be a citizen of India.
  • Should be a policyholder of LIC of India.
  • Should not be minor.
  • Should have sufficient income to be eligible for at least the minimum credit limit under the product.
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