Bandhan Bank Home Loan – Get Instant quotes on Interest Rates, MLCR Rates, EMI, Lowest EMI per month, Processing fees, MCLR rates, eligibility, loan amount & process online of बंधन बैंक होम लोन.
Latest Update 2020: No EMI’s for 3 Months as per RBI. Your CIBIL Score will also not be impacted by this EMI waiver on your Personal / home/car loans. so your credit report will not take hit also but if you don’t pay interest will increase.
Details of Bandhan Bank Home Loan
|Interest Rates||8.75% – 12.00%|
|Processing Fee||Upto 1% of the loan amount subject to minimum of Rs.5,000/-|
|Pre Payment Charges||Nil|
|Gurrantor||Mortgage of House / Flat|
|Age||23 – 65|
|Loan Amount||4 times of annual salary|
|Toll Free Number||1800-258-8181|
Home Loan applications received for rupees ₹ 419,027 crores till 29 September 2020
Bandhan Bank MCLR Rate MCLR 2020
Bandhan Bank Home Loan EMI Calculator
Bandhan bank home loan calculator helps you in find out how much per month amount you have to pay for your dream home, You can calculate the emi on the basis of Interest Rates, Loan Amount & Repayment period.
About Bandhan Bank
The RBI licensing norms stipulate that a new bank must have a ₹ 500 crore capital. Bandhan Bank starts with a capital base of ₹ 2,570 crore and this will soon rise to ₹ 3,052 crore.
The 2,022 BFSL branches are being converted into door step service centres for Bandhan Bank which started with 501 branches and 50 ATMs on day one. It will have 632 branches and 150 ATMs across 27 states by the end of fiscal year 2015-16. Its total staff strength is around 19,500.
Documents Required for Bandhan Bank Home Loan
The list of important documents required to avail a home loan from Bandhan Bank has been given below.
- Completely filled application form
- Identity Proof- PAN Card/ Passport/ Driving License/ Voter ID Card/ Aadhaar Card
- Address Proof-Utility Bill/ Rent and Lease agreement/ Passport/ Voter ID Card/ Aadhaar Card
- Income Proof-(For Salaried)- Salary slips of the last three months, Form 16 for the last two financial years.(For Self-employed)-Audited Balance Sheet and Profit & Loss Account Statement for the past three years and Income tax returns for the past three years
- Signature Verification Proof-PAN Card/Passport/Driving License
- Property Documents Like Cost Estimation, Property Allotment Copy, Property Map, Complete Property Chain, etc
- Processing Fee Cheque
- Business Establishment Proof-Utility Bills of Shops & Establishments