SBI Home Loan Ropar – Interest Rates 2020, Documents, Branch

Apply for SBI Home Loans in Ropar: ✔ Low EMI ✔ Interest Rates ✔ Eligibility, Documents, Loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Ropar.

State Bank of India Housing Loan Branches in Ropar:

  • Home Loan applications received for rupees ₹ 419,027 crores till 03 December 2020

    Apply for Home Loan & Check your CIBIL score absolutely FREE.

    Loan Amount

    Annual Income


    120,17,256 loan quotes taken till now.
    Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

    Important Details about SBI Home Loan Ropar

    upto 30 Lakh 7.15% – 7.20%
    30 Lakh – 75 Lakh 7.40% – 7.45%
    Above 75 Lakhs 7.50% – 7.55%
    Processing Fee 0.40 % of loan amount, up to a minimum of ₹10,000 + GST and maximum of 30,000 +GST
    Repayment 30 Years
    Loan Amount Upto 80% of Property
    Foreclosure Charges Nil
    Monthly Income Rs.10000 minimum
    Lowest EMI per 1 Lakh Rs.675

    अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

    Calculate Your Monthly EMI with – Home Loan EMI Calculator

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    Eligibility required for State bank housing loan:

    • Minimum age: 18 years as on the date of sanction
    • Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
    • Eligibility Calculator: You can calculate your eligibility for home loan by using Calculator

    Eligibility Loan Amount and factors:
    Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:

    1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
    2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
    3. Depreciation, subject to some conditions.
    4. Regular income from all sources.

    Documents Required for SBI Home loans in Ropar:

    Salaried Self Employed
    1) Application form with photograph
    2) Identity & residence proof
    3) Last 3 months salary slip
    4) Form 16
    5) Last 6 months bank salaried credit statements
    6) Processing fee cheque
    1) Application form with photograph
    2) Identity & residence proof
    3) Education qualifications certificate & proof of business existence
    4) Business profile,
    5) Last 3 years profit/loss & balance sheet
    6) Last 6 months bank statements
    7) Processing fee cheque

    For more information Toll Free: 1800112211 (Tollfree from BSNL/MTNL)

    Compare SBI Home Loan with other Banks in Ropar

    SBI Home Loan 7.90 – 8.45%
    HDFC Home Loan 8.00 – 8.45%
    ICICI Home Loan 8.25 – 8.70%
    LIC Home Loan 8.10 – 8.95%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 8.55% – 9.20%
    Bank of Baroda Home Loan 8.00% – 9.15%
    Canara Bank Home Loan 8.10 – 8.55%
    Aadhar Home loan N.A
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    Top Banks for Home Loans in India
    Banks Interest Rates
    SBI Home Loan 6.95% - 7.45%
    HDFC Ltd Home Loan 6.95% - 7.50%
    ICICI Bank Home Loan 6.95% - 8.05%
    LIC Housing Home Loan 6.90% - 7.30%
    DHFL Home Loan 9.75%
    Axis Bank Home Loan 7.75% - 8.40%
    Bank of Baroda Home Loan 6.85% - 7.85%
    Canara Bank Home Loan 7.35% - 7.80%
    Aadhar Home loan N.A