HDFC Bank Woman Gold Credit Card | Eligibility | Fees and Charges | Apply

HDFC Bank Woman Gold Credit Card: a Gold credit card exclusively for the new age woman. Another proud offering from HDFC Bank Credit Cards replete with discounts, cash back programmes, rewards and more!

Instant Apply for Best Credit Cards Online through Deal4loans

Professional Details
Annual Income



Company Name

Features and Benefits of Woman Gold Credit Card:

Attractive rewards programme – Get 1 reward point for every Rs.150 spent and redeem them against airmiles across leading airlines

Wide choice of redemption – My Rewards gives you an array of redemption opportunities for your Points – From microwaves to refrigerators, from Barbie dolls to latest Fashion labels, we take pride in giving you one of the widest options for getting rewarded! You can also redeem your accumulated reward points for air miles on leading airlines like Jet Airways, Air India, and Kingfisher Airlines.

Revolving credit facility – Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.25% per month (39% annually).

Zero liability on lost card – If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.

Interest free credit facility – Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Worldwide acceptance – Accepted at over 23 million merchant establishments around the world, including 110,000 merchant establishments in India.

Eligibility Criteria:


Minimum Age

Maximum Age




Self Employed




Fees and Charges of HDFC Woman Gold Credit Card

Description of Charges

Woman Gold Credit Card

Interest Free Period

Upto 50 days

Minimum Repayment Amount

5%, Minimum Rs 200

Cash Advance Limit

10% of credit limit

Annual Fee

Rs. 500

Additional Card fee

Free for Life

Charges On revolving Credit

3.25% P.M., 39.0% Annually – from Transaction date

Cash Advance Charges

2.5% of amount withdrawn or Rs 300 whichever is higher

Late Payment Charges

Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000.

Charges on overlimit account

2.5% of over limit amount subject to a minimum of Rs 500

Payment return Charges

2% of payment amount subject to minimum of Rs. 300

Cash processing fee

With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee.

Balance Transfer / Balance Transfer on EMI Processing Charges

2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher.( Max. Rs. 600/-)

Petrol Transaction Charge

2.5% (subject to a minimum of Rs 10)

Railway Ticket Purchase Fee

Rs 30 + 2.5% of transaction amount

Reissue of Lost, Stolen or Damaged Card

Rs. 100

Outstation Cheque Processing Charge

Rs. 100

Retrieval Fees ( Chargeslip)

Rs. 125 per Chargeslip

Foreign Currency Transactions

Bank Charges Cross currency mark-up of 3.5%

Repayments Options:

Other Available Products of HDFC Bank:

  1. HDFC Bank Personal Loan
  2. HDFC Bank Car Loan