IDBI Home Loan – Interest Rates 2022, EMI Eligibility Calculator

Check IDBI Home Loan ✓ Interest Rates @ 7.50% ✓ Eligibility criteria ✓ Documentation ✓ Apply online for IDBI housing loan with ✓ low EMI and ✓ instant quotes online.

Advantages of IDBI Bank Ultra Flexible Home Loans

  • You can easily choose between floating & fixed rate options
  • Attractive rate of interest
  • EMI on daily reducing balance
  • Personalised & effective doorstep service
  • Simple documentation makes procedure easy
  • Balance transfer facility available online

Home Loan applications received for rupees ₹ 419,027 crores till 12 August 2022

Apply for Home Loan & Check your CIBIL score absolutely FREE.

Loan Amount

Annual Income


120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

IDBI Bank Home Loan Interest Rates 2022

IDBI BANK Home loan Salaried / Self Employed Home loan Non – Professionals
For all loan amounts 7.50% – 9.15% 7.60% – 10.65%

Compare IDBI with Other Banks Interest Rates on Home Loans

Eligibility required for IDBI Home Loans

Following are eligible to apply for an IDBI Home Loan:

  • Salaried individuals
  • Self employed professionals/businessmen
  • NRIs

Income Tax Benefits on IDBI Home Loans

As per the current finance bill you can get:

  • A maximum deduction of Rs. 2,00,000 on your income towards interest paid on your home loan u/s 24
  • A maximum deduction of Rs. 1,50,000 on the principal repaid u/s 80 CCE

The above benefits are available subject to you fulfilling certain conditions, for which you should refer the IT Act 1961

Pre payment/ Foreclosure

Prepayment /foreclosure allowed after 6 months of final disbursement. In case of prepayment/ foreclosure of home loan from own source of funds, no pre-payment charges will be levied. However, a Pre-payment Fees of 2% on Principal outstanding will be levied, if pre-payments are from other then own sources.

Borrowers can apply for IDBI home loans through 1780 branches & 1321 centres of IDBI Bank across all over the India.

Other Available Products of IDBI:

Source: IDBI Bank Website

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 7.55% - 8.05%
HDFC Ltd 7.55% - 8.55%
ICICI Bank 8.15% - 8.80%
LIC Housing Finance7.50% - 8.75%
PNB Housing 7.50% - 9.65%
Axis Bank 7.60% - 8.05%
Bank of Baroda 7.45% - 8.80%
Canara Bank 7.30% - 9.25%
Aadhar Home loan N.A