Capital First Home Loan – Interest Rates 2018, Documents, EMI Calculator

Are you looking for Capital First Home Loans? Check Documents List, Interest rates, Eligibility, EMI Calculator details, Cibil Score, Toll Free Number at

Interest Rates 9.00% – 11.50%
Loan Amount 5 Lakh to 25 Lakh
Tenure upto 20 years
Funding Upto 90% of the value
Cibil Score Min. 750
Prepayment Charges Nil
Processing Fees As per agreement or 1.00%
Toll Free Number 1860 500 9900

Home Loan applications received for rupees ₹ 419,027 crores till 19 July 2018


Loan Amount

Annual Income


54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

Capital First Home Finance Limited has a wide array of surrogate schemes offered by very few of market competitors. These include:

  • Home Loan Banking Program
  • Home Loan No-Income Proof Program
  • Home Loan Assessed Income Proof Program (Liquid Income)
  • Home Loan High Equity (60:40) Program
  • Home Loan BT RTR Program
  • Home Loan RTR Program
  • Home Loan Top-Up Policy Surrogate Program

Who is Eligible for Capital First Home Loan?

  • Sole Proprietors and Partnership Firms
  • Micro Small and Medium Enterprises
  • Salaried and Self Employed Professionals
  • You need to be at least 2 years in business (for Self-employed) or have 3 years work experience (for salaried individuals) in an industry with a positive net worth
  • The age requirement is minimum 23 years of age at the time of taking the loan and maximum of 70 years of age or retirement at the time of maturity
  • Clear banking and loan payment history
  • Good credit rating score in credit bureau


To get approval of Capital First Home loan, you will need below mentioned documents

  •  Name & Date of Birth
  •  Identity Documents
  •  Latest Income Tax Returns
  •  Last 6 months bank statements
  •  Property Papers

Application Process for Capital First Home Loan

  1. Fill online simple application form
  2. Submit your documents
  3. verification process
  4. Approval – On successful verification, your loan amount would be approved and money will be deposited in your bank account

Capital First Home Loan EMI Calculator

EMI calculator helps you the customer to know how much amount they have to pay for the taken loan amount from banks. Borrowers can calculate emi on the basis of Interest Rates, Loan Amount & EMI Tenure.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For example, If any one can taken a loan amount of Rs.15 lakh for 10 years @ 9% rate of interest than emi details are as below:

  • Monthly EMI = Rs.19001.37
  • Total Amount with Interest paid in 10 years are = 2280164.40
  • Total Interest Amount for 10 years = 780164.4
Yearly Calculated Values
Year Principal Interest Balance Amount
1 Rs. 96,945 Rs. 131,067 Rs. 1,403,055
2 Rs. 106,040 Rs. 121,972 Rs. 1,297,015
3 Rs. 115,988 Rs. 112,024 Rs. 1,181,027
4 Rs. 126,866 Rs. 101,146 Rs. 1,054,161
5 Rs. 138,770 Rs. 89,242 Rs. 915,391
6 Rs. 151,788 Rs. 76,224 Rs. 763,603
7 Rs. 166,027 Rs. 61,985 Rs. 597,576
8 Rs. 181,601 Rs. 46,411 Rs. 415,975
9 Rs. 198,634 Rs. 29,378 Rs. 217,341
10 Rs. 217,483 Rs. 10,744 Rs. 0

Leave a Reply

Your email address will not be published. Required fields are marked *