Personal Loan for Unlisted Private Companies in India

If you are looking for a personal loan but not getting it approved since you are working in a private company which is not listed by banks, why wait? Instead Apply online with us & get the lowest interest rates with minimum requirement of documents. Your loan will be approved* in principle within few minutes.

Interest Rates 11.99% -30.00%
Loan Amount Upto Rs. 30 lakh
Tenure 5 years
Age Limit 21 – 58 years
Processing Fees Upto 2%
Loan Eligibility Rs. 50,000 to Rs. 30,00,000
Eligible customers Salaried Employees / Individuals


Instant Apply For Personal Loan at Lowest Interest Rates
Loan Amount

Employment Status

List of Banks which are offering Personal Loans to Unlisted companies Employee

Here’s the complete list of banks who offers personals loans to private companies which are unlisted in other banks. These banks are Capital First, Fullerton India etc.

Documents Required for Personal Loans

  1. Normal KYC (ID Proof / Address Proof/ Photos)
  2. Income Proof / Salary Slip / Form 16
  3. Fully Filled Application Form with 2 Photos
  4. Cancelled Cheque

ICICI BANK Personal Loans for Unlisted Private Company Employees

Min Salary 35000 for Non ICICI Bank A/C
25000 for ICICI Bank A/C
Company Existence 2 Years as per MCA
CIBIL 0 & -1
C/R Job Experience Latest 3 salary credit req
Total Exp 3 Years
Max Loan Amount Upto 20 Lacs

TATA CAPITAL Personal Loan Details

Min Salary 30000
Company Existence 3 Years as per MCA
CIBIL 700 – 750 (Salary above 50k)
750 (Salary between 30k to 50k)
C/R Job Expe 2 Years in C/R Job
Total Exp 3 Years
Max Loan Amount Upto 10 Lacs

Indusind Bank Personal Loan Details

Eligibility Criteria For PL – Salaried
Net Monthly Income 25,000 – For Metro & 20,000 – for Small Cities
Age Criteria Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity
Current Experience Min. 6 month & above
Total Job Experience Min. 2Yr & above
Min. Loan Amount 1 Lakhs
Min. Tenure 12 Months
Max. Tenure 48 months
Processing Fee 0.5%- 2%
Prepayment Charges 4% post 12 EMI clearance
Turn Around Time 3-4 working Days
Cibil History Cibil history must (min. 9 Months old Credit Card or Loan)

HDFC Bank Personal Loan Details

Eligibility Criteria For PL – Salaried
Net Monthly Income 20000
Age Criteria Min. 23 years Max. 60 Years
Current Experience Min. 3 month & above
Total Job Experience Min. 1Yr & above
Min. Loan Amount 1 Lakhs
Max. Loan Amount 7.50 Lakhs
Min. Tenure 12 Months
Max. Tenure 48 months
Interest Rate/Processing Fee As per Income & Loan Amount
Prepayment Charges 4% post 12 EMI clearance
Turn Around Time 7 working Days
CIBIL History Not Mandat
Company Existence 3years in MCA

Kotak Bank Personal Loan Details

Eligibility Criteria For PL – Salaried
Net Monthly Income 40000 – For Metro & 35000 – for Small Cities
Age Criteria Min. 21 years Max. 60 Years
Current Experience Min. 6 month & above
Total Job Experience Min. 1Yr & above
Min. Loan Amount 1 Lakhs
Min. Tenure 12 Months
Max. Tenure 48 months
Processing Fee Rs. 999 – 2.00%
Prepayment Charges 5% post 12 EMI clearance
Turn Around Time 3-4 working Days

Standard Chartered Bank Personal loan Details

Eligibility Criteria For PL – Salaried
Interest Rates 11.99 – 13.50%
Net Monthly Income 50,000 (No Relation with SCB) & 25,000 (Existing Relation with SCB)
Age Criteria Min. 25 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity
Current Experience Min. 3 month & above
Total Job Experience Min. 2Yr & above
Min. Loan Amount 1 Lakhs
Max. Loan Amount 30 Lakhs
Min. Tenure 12 Months
Max. Tenure 60 months
Processing Fee 0 – 0.5%
Partial Payment Option Yes, Max 25% of POS (Once in a Year)
Prepayment Charges 1% of POS post 12 EMI clearance
Turn Around Time 4-5 working Days

Bajaj Finserv Personal Loan Details

Eligibility Criteria For PL – Salaried
ROI 14.50% – 15.25%
Net Monthly Income 40000 – For Metro & 30000 – for Small Cities
Age Criteria Min. 25 years Max. 60 Years For Metro
Min 28 years Max. 58 Years for Small Cities
Current Experience Min 1 Months & Above for Metro
Min. 1 year & above for Small Cities
Total Job Experience Min 3 Years & Above for Metro
Min. 5Yr & above for Small Cities
Loan Amount 1 – 25 Lakhs
Tenure Min 12 Months & Max 72 Months
Min 12 Months & Max 60 Months
Processing Fee Upto 2.00%
Part Partment Charges 2% on principle Out standing
Free on Flexi-Loan & PLOC
Prepayment Charges Upto 4% post 1st EMI clearance
Documents ID/Address/Income proof and Banking – as per segmentation rules
Own house proof if current residence is Own
Turn Around Time 48 hrs

Fullerton India Personal Loan Details

Eligibility Criteria For PL – Salaried
Net Monthly Income 12500
Age Criteria 21 year
Current Experience 3 months minimum
Total Job Experience 2 year
Min. Loan Amount 50000
Min. Tenure 1 year
Max. Tenure 4 year
Processing Fee 2.00%
Prepayment Charges 4% to 7%
Turn Around Time 3 to 5 days
Cibil History Not Mandatory