Indusind Bank Personal Loan | Interest Rates | Eligibility | Documents

Indusind Bank Personal Loan Find IndusInd bank Personal loan interest rates 2017. Check & compare ✓ Documents ✓ EMI ✓ Eligibility ✓ Charges ✓ Interest rates ✓ loan amount ✓ Application Status at deal4loans.com



Apply Online for IndusInd Bank Personal loan with Lowest Interest Rates
Loan Amount

Employment Status

Features & Benefits

✓Obtain a loan easily with Simple Documentation, Quick Processing and Speedy Disbursal.
✓ Repayment options available from 1 to 5 years.
✓ Doorstep Service for easy process
✓ lowest rates available for borrowers

 

Indusind Bank Personal Loan Interest Rates 2017

Cat A

Cat B

Others

Salary <50k (Rate- 14.5% -15.25%) Salary <50k (Rate- 16% -16.5%) Salary <50k (Rate- 19% -20%)
Salary 50k – 1 Lakh (13.75% – 14.25%) Salary 50k – 1 Lakh (15% – 15.5%) Salary 50k – 1 Lakh (18% – 19%)
Salary >1 Lakh (12.99% – 13.5%) Salary >1 Lakh (14% – 14.5%) Salary >1 Lakh (17.5% – 18.5%)

Indusind Bank Personal Loan Details:

Eligibility Criteria Salaried Self Employed
Net Monthly Income 25,000 (Listed & Non Listed both) Min. Annual Net Income post tax should be Rs 4.80 Lakhs
Age of Applicant Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity Min. 25 years Max. 65 Years at the time of loan maturity
Current Experience Min. 1 yr & above Min. 5yrs of Post qualification
Total Job Experience Min. 2Yr & above Min. 5yrs of Post qualification
Min. Loan Amount 1 Lakhs 1 Lakhs
Max. Loan Amount 15 Lakhs (Listed Companies) 7Lakhs (Non- Listed Companies) 10 Lakhs & above
Min. Tenure 12 Months 12 Months
Max. Tenure 60 months(Listed Companies), 48 months (Non- Listed Companies) 48 months
Processing Fee 0.5%- 2% 0.5%- 2%
Prepayment Charges 4% post 12 EMI clearance 4% post 6 EMI clearence
Turn Around Time 3-4 working Days 3-4 working days

 
Documentation for Salaried Employee
 

✓ Proof of Identity: Passport / Driving License / Voters ID / PAN Card / card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
✓ Proof of Residence: Leave and License Agreement / Ration Card / Utility Bill (not more than 3 months old) / Valid ✓ Passport – provided the passport address is present address mentioned in application form.
✓ Proof of Income: Latest 3 months salary slip / salary certificate and latest Form 16
✓ Bank Statements: Latest 3 months bank statement (where salary is credited).

 
Documentation for Self-employed Individual
 

✓ Proof of Identity: Passport / Driving License / Voters ID / PAN Card / card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
✓ Proof of Residence: Leave and License Agreement / Ration Card / Utility Bill (not more than 3 months old) / Trade License / Establishment / Sales tax certificate/ Valid Passport – provided the passport address is present address mentioned in application form.
✓ Business (Current Account) Bank Statements (latest 6 months Bank Statement / Passbook)
✓ Latest 2 years ITR along with computation of income, B/S, P&L a/c with all schedules certified by a CA.
✓ Business continuity Proof: Trade license / Establishment / Sales Tax Certificate)
✓ Additional Mandatory Documents: Sole Proprietorship Declaration / Certified copy of Partnership Deed / Certified copy of MOA, AOA & Board resolution. In case of income derived from a partnership firm, latest 2 years partnership firm’s B/S, P&L a/c with all schedules certified by a CA.

IndusInd Bank offers personal loans in these cities only – Chandigarh / Panchkula, Ahmedabad, Bangalore, Delhi / New Delhi, Mumbai, Chennai, Faridabad, Navi Mumbai, Hyderabad / Secunderabad, Ghaziabad, Pune, Coimbatore, Gurgaon, Thane, Vishakhapatnam, Jaipur, Nagpur, Kochi, Kolkata, Surat, Noida, Baroda, Amritsar, Indore, Bhubaneswar, Cuttack, Jodhpur, Kanpur, Lucknow, Ludhiana.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 2 reviews
by Arjun Singh on Indusind Bank Personal Loan
Personal Loan

I have applied for Personal Loan on the D4L website . Now I got best deal through IndusInd bank.

Hassle Free Service

I appreciate the team who help to get best deal & guided precisely.