SBI Xpress Credit Personal Loan | Interest Rates | Documents | Eligibility

XPRESS CREDIT PERSONAL LOAN SBI – Get Details on State Bank of India’s Xpress credit loan, interest rates, documents, Eligibility and Fees and Processing fees online.

Advantages of SBI Xpress Credit Personal Loan:

  1. Low interest rates. Further, SBI charge interest on a daily reducing balance!!
  2. Low processing charges; only 1% of loan amount
  3. No hidden costs or administrative charges.
  4. No security required Рwhich means minimal documentation…something that you had always wanted.
  5. No prepayment penalties.
  6. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan (1% of the loan amount will be charged if you repay the loan before 6 months)
  7. Long repayment period of up to 60 months

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks.

Professional Details
Loan Amount:


Annual Income:


Interest Rates charges for Xpress Credit – SBI:

Facility Level of Check-off from Employer Rate of Interest
Term Loan Full Check-off 15.00 % p.a.
Partial Check-off 15.50 % p.a.
No check off 17.00 % p.a.


  • Rs.5000/- [may be reduced to 3000/- only if salary A/cs of entire enterprise are with us]
  • EMI/NMI Ratio should not exceed 50

Loan Amount

  • ¬† Min:¬† Rs.24,000/-
  • Max: 24 X NMI (Demand Loan) with an upper ceiling of Rs.15.00 lacs

Repayment Period

Min 6 month

Max 60 month / 5 years


Processing Fees

1% of the Loan Amount


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
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