SBI Xpress Credit Personal Loan | Interest Rates | Documents | Eligibility

XPRESS CREDIT PERSONAL LOAN SBI – Get Details on State Bank of India’s Xpress credit loan, interest rates, documents, Eligibility and Fees and Processing fees online.

Advantages of SBI Xpress Credit Personal Loan:

  1. Low interest rates. Further, SBI charge interest on a daily reducing balance!!
  2. Low processing charges; only 1% of loan amount
  3. No hidden costs or administrative charges.
  4. No security required Рwhich means minimal documentation…something that you had always wanted.
  5. No prepayment penalties.
  6. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan (1% of the loan amount will be charged if you repay the loan before 6 months)
  7. Long repayment period of up to 60 months


Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks.

Professional Details
Loan Amount:

Occupation:
Annual Income:

City:

Interest Rates charges for Xpress Credit – SBI:

Facility Level of Check-off from Employer Rate of Interest
Term Loan Full Check-off 15.00 % p.a.
Partial Check-off 15.50 % p.a.
No check off 17.00 % p.a.

Income

  • Rs.5000/- [may be reduced to 3000/- only if salary A/cs of entire enterprise are with us]
  • EMI/NMI Ratio should not exceed 50


Loan Amount

  • ¬† Min:¬† Rs.24,000/-
  • Max: 24 X NMI (Demand Loan) with an upper ceiling of Rs.15.00 lacs

Repayment Period

Min 6 month

Max 60 month / 5 years

Margin
Nil

Processing Fees

1% of the Loan Amount

 

You might find these relevant:


Tags: ,


Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
    Home     Product Articles    Help Articles     Advertise With Us    Site Map     Terms of Use     Testimonials     Privacy Policy  Do Not Disturb
Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More
DMCA.com
© Copyright 2014, Deal4loans, India
Address: E-32, Ground Floor, Sector - 8,
Noida, Uttar Pradesh, India - 201301
Phone: 1800 3000 1500
Email: contactus@deal4loans.com