2.5 % of amount withdrawn or Rs 300/- , which ever is higher
Late Payment Charges
Late Payment Charges
Less than Rs.100
Rs.100 – 500
Rs.501 – 10000
Rs.10001 – 20000
More than Rs. 20000
Charges on Overlimit Account
2.5 % of the over limit amount subject to a minimum of Rs 500/- , which ever is higher.
Payment Return Charges
2% of payment amount subject to minimum of Rs. 300
Cash Processing Fee
Petrol Transaction Charge
Waived for transactions
Railway Ticket Purchase Fee
Rs. 30 + 2.5% of transaction amount
Reissue of Lost, Stolen Damaged Card
Outstation Cheque Processing Charge
Retrieval Fees (Chargeslip)
Rs. 125 per Chargeslip
Foreign Currency Transactions
Cross currency mark-up of 2%
Applicable on all Fees, Interest and Other Charges
Cash Processing Fees
Rs 50 (for all card payments made by depositing in HDFC Bank branches or ATMs)
Applicable on all fees, interest and other charges
Features & Benefits of Regalia Travel Credit Card
2 return Kingfisher Airlines base fare tickets*
Renewal Benefit: 2500 reward points
Travel & Entertainment Portal
Make your flight, hotel and movie ticket bookings easily with our online Travel & Entertainment Portal. Now find the best prices and deals on your flight tickets, hotel stays, shows and movie tickets at just a click.
Visit www.hdfcbankregalia.com and earn 8 Reward Points for every Rs. 150 spent on this portal. You can redeem these points against Regalia Vouchers to book airline tickets, hotel stay or your favorite movies exclusively with your HDFC Bank Regalia Credit Card.
Complimentary Priority Pass Membership
Get complimentary Priority Pass Membership for preferential and free access to 600 airport lounges around the world. Enjoy refreshments and useful facilities like phones, fax, internet access, and conference rooms.
For guests, a fee of $27 per person, per visit will be charged to the member’s Card Account. The above fee is indicative and usage charges vary from lounge to lounge. Visit www.prioritypass.com for more details.
Complimentary Taj Epicure Plus Membership
Enjoy a complimentary Taj Epicure Plus Membership Card which entitles you to some of the very exquisite benefits* at Taj Hotels and Resorts. With the Gold level status at the Taj InnerCircle, you earn 2.5 Epicure Points (each point worth Rs. 10) for every Rs. 100 spent on food and beverages at the participating restaurants in India. You can redeem your points for meals and holidays at the Taj or simply use them to settle your stay and dining bills.
Two certificates for a 50% off on the rack rate during weekends at select hotels Taj hotels (Check-in on a Friday or Saturday and check-out on a Saturday or Sunday)
A certificate for 50% off on a buffet lunch at Taj Coffee Shops between Monday to Saturday
A voucher for a complimentary round of drinks at participating bars and restaurants on any evening of the week
Stay benefits such as: Reward Points each time a member stays, 10% discount on rack rates at Taj Leisure Hotels in India, 10% discount on telephone and fax usage, 15% discount on laundry and 20% discount on business center services
*Please visit www.tajhotels.com or call 022 – 6601 4842 to know more about the program.
Celebrate the power of unparalleled rewards exclusively on your Visa Regalia Credit Card. Now with every Rs. 150 that you spend, you get:
8 Reward Points on all purchases at www.hdfcbankregalia.com
6 Reward Points on all your dining spends
4 Reward Points on all other spends
You can redeem your Reward Points for exciting gifts from the exclusive Rewards Catalogue or simply convert them into Airmiles at leading domestic airlines like Jet Airways, Kingfisher, Air India, Indigo, and Go Air.
You can also convert your Reward Points to Krisflyer miles. For this, you will be required to have a Krisflyer membership which you can avail here.
You can redeem your Reward Points to buy Regalia voucher online and use them at to buy your air tickets or hotel bookings or movie tickets.
We provide you insurance* covers against various risks you might face.
Accidental Death: In case of death in an air accident, your nominated next of kin will receive a compensation of Rs. 1 Crore.
Emergency Hospitalization: Protection of up to Rs. 12 Lakh against any medical emergency when you are travelling abroad.
Delightfully Low Interest Rate
Enjoy up to 50 days of interest free credit period* and manage your payments as per your convenience. You can choose to pay only the minimum amount due (5% of total amount due subject to a minimum of Rs. 200) or any portion of the total amount due that is greater than the minimum amount due, whichever is convenient for you and can carry forward the balance amount to next month with a delightfully low interest charge of just 1.99% pm.
Exclusive offer from Matrix Cellular on HDFC Bank Premium Credit cards.