Kotak Mahindra Personal Loan Mumbai | Interest Rates, Instant Approval Online

Apply online for Kotak Mahindra Personal Loans in Mumbai with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for personal loan India and Choose the Best Deals.

Kotak Mahindra Personal Loan in Mumbai – Key features

  • Avail loans from Rs.50,000-50 lakh*
  • Quick Approval & hassle-free processing
  • Minimal paperwork
  • Flexible repayment options
  • Repay with easy EMIs
  • Convenience of service at your doorstep
  • Lowest Personal Loan Interest Rates India

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 09 April 2020)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Kotak Mahindra Personal Loans help to make a difference in your life. No matter what your financial needs are – unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation?

Eligibility for Kotak Mahindra Personal Loans in Mumbai

Criteria

Salaried individuals

Professionals

Businessmen

Profile

Must be working for a Public Ltd co./ MNC/ large Pvt Ltd co.

Must be a Doctor (MS, MD, MBBS, BDS) , C.A., Architect, Consultant, Interior Designer

Must have clean payment track record of more than 1 year of a previous loan.

Age

23 – 58 years resident Indian

23 – 58 years resident Indian

23 – 58 years resident Indian

Income

Net monthly salary of Rs. 20,000/- with no loans outstanding.

Filed IT returns of Rs.75,000/- or more for the last 2 years.

Filed IT returns of Rs.75,000/- or more for the last 2 years

Minimum education

Graduate

Professional degree

Graduate

Residence telephone

Required

Required

Required

Years in city

Min 1 year

Min 1 year

Min 1 year

Total work experience

Min 1 year

Min 5 years

Min 5 years

Documentation Requirement for Kotak Mahindra Loans in Mumbai:

Document

Salaried individuals

Professionals

Businessmen

Application form

Yes

Yes

Yes

1 photograph

Yes

Yes

Yes

Identity details

Yes

Yes

Yes

Residence details

Yes

Yes

Yes

Signature verification from bank

Yes

Yes

Yes

Degree certificate & Certificate of practice

No

Yes

No

Payment track record

No*

No*

Yes

Income details

Latest payslip & Form 16 (Form 16 required only when applying under holiday finance)

IT Returns & Balance Sheet & P/L Account statement for the last 2 years

IT Returns & Balance Sheet & P/L Account statement for the last 2 years

Bank account statements

For the last 3 months

For the last 6 months

For the last 6 months

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