Punjab And Sind bank personal loan purpose is to meet any genuine personal credit requirement viz For domestic consumption, Medical expenses, Marriage , Travel, Social ceremonies etc.
The loans are for Salaried, self-employed and pensioners.
The Loan tenure is 1 yr – 5 yrs.
Loan amount – Maximum Upto Rs 200000 for Pensioners and salaried.
Maximum Upto Rs 300000 for self-employed.
Processing fee- 1.00 % of Loan Amount.
Punjab And Sind Bank personal Loan rate :-
| Category | Upto Rs.5 Lac | Rs.100/- | |
| Consumer Durable Loan | BPLR+ 0.50% | ||
| (b) Senior Citizen Loan Scheme | NIL | ||
| Fixed | Upto Rs20 lac | NIL | |
| 10% | NIL | ||
| Floating | Above Rs.20 lac | NIL | |
| BPLR | NIL | ||
| (c) Personal Loan Scheme | Maxm. Rs.2 lac for salaried class
Maxm.Rs.2 lac for pensioners upto age of 65 years Maxm.Rs.1 lac for pensioners above the age of 65 years upto 70 years |
Maxm. Rs.3 lac for professional / self employed | 1 % of the loan amount . |
| BPLR (Salaried class & Pensioners) | BPLR+ 1 (Professionals) |
You might find these relevant:
- LOANS AGAINST LIFE INSURANCE POLICIES
- Personal Loan Process
- Standard Chartered personal loans | Eligigbility | Rates | EMI
- IDBI Bank personal loans | Eligibility | Rates | EMI
- Vijaya bank personal loans | Eligibility | Rates | EMI
- United Bank Of India personal loan | Eligibilty | Rates | EMI
- Union Bank personal loan | Eligibility | Rates | EMI
- UCO Bank Personal loan | Eligibility | Rates | EMI
- Syndicate Bank Personal Loan | Eligibility | Rates | EMI
- Dena Bank Personal Loans | Eligibility | Rates | EMI