Axis Bank Personal Loan Kolkata | Interest Rates | Information

Personal loans from Axis bank in Kolkata with lowest interest rates & higher eligibility. Get instant quotes on Rates, Eligibility, Documents & processing fees from axis bank online.

Axis Bank Personal Loan in Kolkata – Key Features

  • Loans available for salaried individuals
  • Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
  • Loans are available from Rs 1 lac to Rs 20 lacs
  • Repayment tenures from 12 to 60 months
  • Best in Class personal loan interest rates India – Click Here for Info

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 09 April 2020)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Axis Bank Personal Loan Details

Loan amount 50000 to 15 lakh
Repayment 1 year to 5 Years
Minimum Net Monthly Income Rs.15000
Processing Charges 1.50% to 2.00% + Service Tax
Interest Rates 15.50% – 24.00%
Prepayment / Foreclosure charges Nil

Axis Bank Personal Loan Eligibility

Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 58 years
  • Minimum Net Monthly Income: Rs 15,000
  • Maximum loan available: Rs 15 lacs

Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

  • Minimum age of applicant: 24 years to 65 years at the time of loan maturity
  • Minimum Annual Net Profit: Rs 2 lac per annum
  • Maximum loan available: Rs 20 lacs for Self Employed doctors
  • Special scheme for Self Employed doctors

Personal Loan By Top Banks

Axis bank branches list in Kolkata for apply Personal loan

  • 69, Ganesh Chandra Ave, Chandni Chawk, Bowbazar, Kolkata, West Bengal 700012
  • 20, Gariahat Road, Golpark, Babu Bagan, Selimpur, Gariahat, Kolkata, West Bengal 700019
  • 207, Netaji Subhash Chandra Bose Road, Regent Grove, Bansdroni, Kolkata, West Bengal 700040
  • 58, Paddapukur Rd, Paddapukur, Bhowanipore, Kolkata, West Bengal 700020
  • Ground And First Floor, 3/1/2, Armenian Street, Brabourne Road, Barabazar, Kolkata, West Bengal 700001
  • Ground Floor, 150 Lenin Sarani, In Front Of Kolkata Girl, Kolkata, West Bengal 700013
  • 64A, HEMANTA BASU SARANINEAR STEPHEN HOUSE, BBD BAGH, Kolkata, West Bengal 700001
  • 59/A, Sealdah, Baithakkhana, Kolkata, West Bengal 700009

Documents Required for Loans Kolkata:

Documents

Salaried Individuals

Identity proof Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
Income proof Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).
Residence proof Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.
Signature Verification Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter.
Proof of telephone Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.
Guarantor Optional
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
  • Documentary proofs required may vary from customer to customer

Axis Bank Interest Rates and Other Charges on Loans in Kolkata:-

Interest Rates & Charges

Rate of Interest 15.00% to 24.00%
Loan Processing Charges 1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges Rs.500 per instance + Service Tax as applicable
Foreclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)

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