ICICI Bank Personal Loan Cuttack | Interest Rates | Branch Address

ICICI Bank Personal Loans in Cuttack: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best.
ICICI Bank Personal Loan – Key Benefits in Cuttack

  • Loan up to Rs. 15 Lakhs
  • No security/guarantor required
  • Faster processing.
  • Minimum documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-60 months

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 05 December 2020)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


ICICI Bank Personal Loan Details

Interest Rates 10.99% – 17.50%
Processing Fee Upto 2.25% per annum of loan amount plus GST
Prepayment Charges 5% per annum of principal outstanding plus GST
Tenure Upto 5 Years
Loan Amount Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

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Personal Loan By Top Banks

Eligibility required for personal loans in Cuttack

You can avail of an ICICI Bank Personal Loan if you meet the following criteria:

Criteria*

Salaried

Age 23 years – 58 years.
Net Salary** Salaried Individuals with minimum monthly income – Rs. 20,000 p.m.
(Rs. 25,000 for customers residing in Mumbai and Cuttack)
Eligibility ICICI Bank Salary Account Holder,
Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan),
Salaried customers with ICICI Bank Savings Account or
Salaried customer having no relationship with ICICI Bank.
Years in total job / profession 2 Year
Years in current residence 1 Year

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Criteria*

Self Employed

Age 28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years
Minimum Turnover Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials
Minimum Profit After Tax Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors.
Existing relationship with ICICI Bank Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months.

Documents Required for Salaried Class People in Cuttack for Personal loans of ICICI Bank

  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
  • Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 3 months
  • 2 Passport Size photographs.

List of documents for Self-Employed:

  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.
List of ICICI Bank Branches in Cuttack for Personal loan:
Bank Branch Branch Code Address Contact
ICICI Bank CHOUDWAR 001013 ICICI BANK LTD., MILAN MANDAP, KAPILESWAR, CHOUDWAR.754071

City: CHOUDWAR
District: CUTTACK
State: ORISSA

SUBRAT MOHAPATRA -9937092224
ICICI Bank CUTTACK 006342 ICICI BANK LTD., PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753001

City: CUTTACK
District: CUTTACK
State: ORISSA

PHONE – 022 – 67574314 / 4322
ICICI Bank CUTTACK ROAD – BHUBANESHWAR, ORISSA 001500 ICICI BANK LTD., PATTNAIK GARAGE, CUTTACK ROAD, BHUBANESHWAR – 751006, DISTRICT – KHURDA, ORISSA.

City: BHUBANESWAR
District: KHURDA
State: ORISSA

MR. RAJESH DAS 0674-2313070
ICICI Bank CHOWDHURY BAZAAR – CUTTACK, ORISSA 001495 ICICI BANK LTD., MAIN ROAD, OPP. UNION BANK OF INDIA, CHOWDHURY BAZAAR, CUTTACK – 753001, CUTTACK DIST., ORISSA.

City: CUTTACK
District: CUTTACK
State: ORISSA

MR. CHETANA DAS 09437039699
ICICI Bank CUTTACK 006587 BLOCK F – 1, 1ST FLOOR MARUTI COMPLEX, BAJRAKABATI ROAD, OPP.TELEPHONE BHAWAN CUTTACK – 753001 (ORISSA)

City: CUTTACK
District: CUTTACK
State: ORISSA

SITAKANTA DASH 0671-3251945; 9338217401
ICICI Bank CHANDI ROAD, CUTTACK 001969 ICICI BANK LTD., AT-OMKAR, CHANDI ROAD, CUTTACK – 753001, ORISSA

City: CUTTACK
District: CUTTACK
State: ORISSA

MRS.MEGHANA BEHERA-07894470877
ICICI Bank COLLEGE SQUARE 002433 ICICI BANK LTD, HOTEL ASHOKA BUILDING, ICE FACTORY ROAD, THANA NO.127, MOUZA-BADA JOBRA, COLLEGE SQUARE, CUTTACK -753003, ORISSA

City: CUTTACK
District: CUTTACK
State: ORISSA

MS.UPASANA NAYAK-7894461988
ICICI Bank LINK ROAD 002434 ICICI BANK LTD., UNIT NO.32, LINK ROAD SQUARE, P.S. MADHUPATNA, CUTTACK – 753010, ORISSA

City: CUTTACK
District: CUTTACK
State: ORISSA

MR. JAYANTA CHATTERJEE-09861758009
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