ICICI Bank Personal Loan Cuttack | Interest Rates | Branch Address

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ICICI Bank Personal Loans in Cuttack: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best.
ICICI Bank Personal Loan – Key Benefits in Cuttack

Loan up to Rs. 15 Lakhs
No security/guarantor required
Faster processing.
Minimum documentation
Attractive rates of interest
Flexible repayment option of 12-60 months

ICICI Bank Personal Loan Details

Interest Rates	10.99% – 17.50%
Processing Fee	Upto 2.25% per annum of loan amount plus GST
Prepayment Charges	5% per annum of principal outstanding plus GST
Tenure	Upto 5 Years
Loan Amount	Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

Personal Loan By Top Banks

Eligibility required for personal loans in Cuttack

You can avail of an ICICI Bank Personal Loan if you meet the following criteria:

Criteria*	Salaried
Age	23 years – 58 years.
Net Salary**	Salaried Individuals with minimum monthly income – Rs. 20,000 p.m. (Rs. 25,000 for customers residing in Mumbai and Cuttack)
Eligibility	ICICI Bank Salary Account Holder, Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan), Salaried customers with ICICI Bank Savings Account or Salaried customer having no relationship with ICICI Bank.
Years in total job / profession	2 Year
Years in current residence	1 Year

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Criteria*	Self Employed
Age	28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years
Minimum Turnover	Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials
Minimum Profit After Tax	Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials
Business Stability	In current business for at least 5 years and minimum 3 years for doctors.
Existing relationship with ICICI Bank	Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months.

Documents Required for Salaried Class People in Cuttack for Personal loans of ICICI Bank

Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
Latest 3 months Bank Statement (where salary/income is credited)
Salary slips for last 3 months
2 Passport Size photographs.

List of documents for Self-Employed:

KYC Documents : Proof of Identity; Address proof; DOB proof.
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
Income proof (audited financials for the last two years).
Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.

List of ICICI Bank Branches in Cuttack for Personal loan:

Bank	Branch	Branch Code	Address	Contact
ICICI Bank	CHOUDWAR	001013	ICICI BANK LTD., MILAN MANDAP, KAPILESWAR, CHOUDWAR.754071 City: CHOUDWAR District: CUTTACK State: ORISSA	SUBRAT MOHAPATRA -9937092224
ICICI Bank	CUTTACK	006342	ICICI BANK LTD., PLOT NO. 1320, BAJRAKABATI ROAD, CUTTACK 753001 City: CUTTACK District: CUTTACK State: ORISSA	PHONE – 022 – 67574314 / 4322
ICICI Bank	CUTTACK ROAD – BHUBANESHWAR, ORISSA	001500	ICICI BANK LTD., PATTNAIK GARAGE, CUTTACK ROAD, BHUBANESHWAR – 751006, DISTRICT – KHURDA, ORISSA. City: BHUBANESWAR District: KHURDA State: ORISSA	MR. RAJESH DAS 0674-2313070
ICICI Bank	CHOWDHURY BAZAAR – CUTTACK, ORISSA	001495	ICICI BANK LTD., MAIN ROAD, OPP. UNION BANK OF INDIA, CHOWDHURY BAZAAR, CUTTACK – 753001, CUTTACK DIST., ORISSA. City: CUTTACK District: CUTTACK State: ORISSA	MR. CHETANA DAS 09437039699
ICICI Bank	CUTTACK	006587	BLOCK F – 1, 1ST FLOOR MARUTI COMPLEX, BAJRAKABATI ROAD, OPP.TELEPHONE BHAWAN CUTTACK – 753001 (ORISSA) City: CUTTACK District: CUTTACK State: ORISSA	SITAKANTA DASH 0671-3251945; 9338217401
ICICI Bank	CHANDI ROAD, CUTTACK	001969	ICICI BANK LTD., AT-OMKAR, CHANDI ROAD, CUTTACK – 753001, ORISSA City: CUTTACK District: CUTTACK State: ORISSA	MRS.MEGHANA BEHERA-07894470877
ICICI Bank	COLLEGE SQUARE	002433	ICICI BANK LTD, HOTEL ASHOKA BUILDING, ICE FACTORY ROAD, THANA NO.127, MOUZA-BADA JOBRA, COLLEGE SQUARE, CUTTACK -753003, ORISSA City: CUTTACK District: CUTTACK State: ORISSA	MS.UPASANA NAYAK-7894461988
ICICI Bank	LINK ROAD	002434	ICICI BANK LTD., UNIT NO.32, LINK ROAD SQUARE, P.S. MADHUPATNA, CUTTACK – 753010, ORISSA City: CUTTACK District: CUTTACK State: ORISSA	MR. JAYANTA CHATTERJEE-09861758009