ICICI Personal Loan Ludhiana | Interest Rates | Apply Online

Apply online for ICICI Bank Personal Loans in Ludhiana with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for personal loans and Choose the Best. ICICI Bank have 3 branches in Ludhiana for servicing personal loans.

ICICI Bank Personal Loan – Key Benefits

  • Loan up to Rs. 20 Lakhs
  • No security/guarantor required
  • Faster processing.
  • Minimum documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-48 months
  • Lowest Personal Loan Interest Rates

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 30 November 2020)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


ICICI Bank Personal Loan Details

Interest Rates 10.99% – 17.50%
Processing Fee Upto 2.25% per annum of loan amount plus GST
Prepayment Charges 5% per annum of principal outstanding plus GST
Tenure Upto 5 Years
Loan Amount Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

Personal Loan By Top Banks


You can avail of an ICICI Bank Personal Loan if you have an ICICI Bank salary account and if you meet the following criteria:



Age 23 yrs. – 58 yrs.
Net Salary Net monthly income – Rs. 20,000 p.m.
Years in total job / profession 2 Year
Years in current residence 1 Year


Documents Required for Salaried

1) Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card

2) Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt

3) Latest 3 months Bank Statement (where salary/income is credited)

4) Salary slips for last 2 months

Personal Loan Servicing branch address of ICICI Bank Ludhiana

Ludhiana – Feroze Gandhi Market : , Nehru Sidhant Kender Trust Building, Feroz Gandhi Market, Ludhiana – 141001, Punjab


Ludhiana – Model Town : 487-R, Model Town, Ludhiana 141002

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Top Personal Loan Banks in India
ICICI Bank Personal loan 10.99 – 16.50%
Kotak Mahindra Personal loan 10.50 - 17.25%
Standard Chartered Personal loan 11.00 - 15.00%
HDFC Personal loan 10.75 - 20.75%
Bajaj Finserv Personal loan 11.99% onwards
IndusInd Bank Personal loan 11.25% onwards
SBI Personal loan 11.65% - 15.05%
Citibank Personal loan 10.99%
Tata Capital Personal loan 11.25% - 19%
Fullerton Personal loan 11.99 - 26.00%