Consumer Durable Loan – State Bank of Travancore

SBT offers Consumer durable loans for purchase of consumer durables like kitchen and home appliances, Televisions , Washing Machines, Refrigerators and Air Conditioners etc.

This Scheme is closed…

Eligibility: state/Central Govt  employees/ employees of Public sector undertakings/ executives of reputed companies/establishments, & MNCs with minimum service of two years who are maintaining salary  accounts with us under Banks’ corporate salary package will be eligible

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 13 December 2024)

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Loan Amount

Employment Status

City



Minimum Income criteria Annual net income of Rs 150,000/-

Maximum Loan amount

8 times of net monthly salary subject to EMI not exceeding 50% of NMI maximum Rs 100,000/-

Margin

20% of the total cost of the items to be purchased.

Period of Loan – 36 months

Repayment – 36 equated monthly installments

Security

Hypothecation of consumer durables purchased out of bank finance.
Personal Guarantee of one person in the absence of check off  facility.
In case of existing Housing loan/ Suvidha loan borrowers , extension of Equitable Mortgage of house property

Processing feeRs 50/-(upfront)

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