ICICI Bank Personal Loan Aligarh | Interest Rates | Apply Online

ICICI Bank Personal Loans in Aligarh: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best.

ICICI Bank Personal Loan – Key Benefits in Aligarh

  • Loan up to Rs. 15 Lakhs
  • No security/guarantor required
  • Faster processing.
  • Minimum documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-60 months

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 16 December 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


ICICI Bank Personal Loan Details

Interest Rates 10.99% – 17.50%
Processing Fee Upto 2.25% per annum of loan amount plus GST
Prepayment Charges 5% per annum of principal outstanding plus GST
Tenure Upto 5 Years
Loan Amount Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

Personal Loan By Top Banks

Eligibility Required for Loans in Aligarh

You can avail of an ICICI Bank Personal Loan if you meet the following criteria:

Criteria*

Salaried

Age 23 years – 58 years.
Net Salary** Salaried Individuals with minimum monthly income – Rs. 20,000 p.m.
(Rs. 25,000 for customers residing in Mumbai and Aligarh)
Eligibilty ICICI Bank Salary Account Holder,
Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan),
Salaried customers with ICICI Bank Savings Account or
Salaried customer having no relationship with ICICI Bank.
Years in total job / profession 2 Year
Years in current residence 1 Year

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Criteria*

Self Employed

Age 28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years
Minimum Turnover Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials
Minimum Profit After Tax Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors.
Existing relationship with ICICI Bank Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months.

Documents Required for Salaried Class People in Aligarh for Personal loans of ICICI Bank

  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN Card
  • Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC Policy Receipt
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 3 months
  • 2 Passport Size photographs.

List of documents for Self-Employed:

  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.
About Aligarh:

The city of Aligarh is the district headquarters for Aligarh district, in the Northern Indian state of Uttar Pradesh and 181 miles (291 km) north-west of the largest city of state i.e. Kanpur. It is among the metropolitan cities in India that are known worldwide. It is notable for being the seat of Aligarh Muslim University and for a lock factory. Aligarh is located approximately 90 miles (140 km) south-east of the capital city of New Delhi. The city also houses as the administrative headquarters of Aligarh District and Aligarh Division.