Home Contact Us Sitemap
Agents Login | About Us | Blogs | Loans in India | Media Coverage | Contact Us | Insurance Deals
  • Personal Loan
  • Home Loan
  • Car Loan
  • Credit Cards
  • Loan Against Property
  • Education Loan
Home > Credit Card > Credit Card Eligibility

Credit Card Eligibility

Eligibility and Fee Structure
Eligibility Criteria (Annual Income)
Age Criteria
Revolving Charge
Annual Fees
Rewards Points/ Fuel Savings
Other Benefits
 
Eligibility Criteria
Bank Name Type of Credit Card Salaried
(p.a.)
Self- Employed
(p.a.)
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 1,80,000 1,80,000
Barclays Smart Budget Barclays Credit Card - -
Barclays Yatra Barclays Platinum Card - -
Barclays Premier League Credit Card 6,00,000 6,00,000
Barclays Times Card from Barclays and TimesofMoney - -
Citibank Indian Oil Credit Card - -
Citibank Jet Airways Gold Credit Card - -
Citibank Jet Airways Platinum Credit Card - -
Citibank Shoppers Stop Silver Credit Card - -
HDFC Silver Credit Card 2,00,000 1,50,000
HDFC Gold Credit Card 2,00,000 1,50,000
HDFC Titanium Credit Card - -
HDFC Platinum Credit Card - -
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card 6,00,000 6,00,000
HSBC Gold Credit Card 2,40,000 2,40,000
HSBC Classic Credit Card 1,44,000 1,44,000
ICICI Bank HPCL Credit Card 2,40,000 -
ICICI Bank Big Bazaar Credit Card 2,40,000 -
ICICI Bank Titanium Credit Card 4,80,000 4,80,000
ICICI Bank Platinum Credit Card 4,80,000 4,80,000
ICICI Bank Signature Credit Card 12,00,000 12,00,000
Standard Chartered Air Sahara Credit Card - -
Kotak Bank Fortune Gold Kotak Credit Card 3,00,000 3,00,000
Kotak Bank Trump Gold Card 3,00,000 3,00,000
Kotak Bank League Platinum Card 15,00,000 15,00,000
Kotak Bank Royale Signature Card 25,00,000 25,00,000
SBI Gold SBI Credit Card - -
SBI Silvar SBI Card - -
SBI SBI Platinum Credit Card - -
Top
 
Age Criteria (in Years)
Bank Name Type of Credit Card Salaried
Self- Employed
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 18-70 18-70
Barclays Smart Budget Credit Card 18-70 18-70
Barclays Yatra Barclays Platinum Card 18-70 18-70
Barclays Premier League Credit Card 18-70 18-70
Barclays Times Card from Barclays and TimesofMoney 18-70 18-70
Citibank Indian Oil Credit Card 18 -
Citibank Jet Airways Gold Credit Card 21-70 21-70
Citibank Jet Airways Platinum Credit Card 21-70 21-70
Citibank Shoppers Stop Silver Credit Card 21-70 21-70
HDFC Silver Credit Card 21-60 21-65
HDFC Gold Credit Card 21-60 21-65
HDFC Titanium Credit Card - -
HDFC Platinum Credit Card - -
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card 18 18
HSBC Gold Credit Card 18 18
HSBC Classic Credit Card 18 18
ICICI Bank HPCL Credit Card 23 23
ICICI Bank Big Bazaar Credit Card 23 23
ICICI Bank Titanium Credit Card 23 23
ICICI Bank Platinum Credit Card 23 23
ICICI Bank Signature Credit Card 23 23
Standard Chartered Air Sahara Credit Card - -
Kotak Bank Fortune Gold Card 21-65 21-65
Kotak Bank Trump Gold Card 21-65 21-65
Kotak Bank League Platinum Card 21-65 21-65
Kotak Bank Royale Signature Card - -
SBI Gold Credit Card - -
SBI Silvar Credit Card    
SBI Platinum Credit Card - -
Top
 
Revolving Charge
Bank Name Type of Credit Card Salaried (p.m.) Self- Employed (p.m.)
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 2.95% 2.95%
Barclays Smart Budget Credit Card 3.1% 3.1%
Barclays Yatra Barclays Platinum Card 3.1% 3.1%
Barclays Premier League Credit Card 3.1% 3.1%
Barclays Times Card from Barclays and TimesofMoney 3.1% 3.1%
Citibank Indian Oil Credit Card Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000 Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000
Citibank Jet Airways Gold Credit Card Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000 Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000
Citibank Jet Airways Platinum Credit Card Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000 Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000
Citibank Shoppers Stop Silver Credit Card Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000 Rs. 300 for bills up to Rs.10000 Rs. 600 for bills from Rs. 10001 - 25000 Rs. 700 for bills above Rs. 25000
HDFC Gold Credit Card 3.25% 3.25%
HDFC Titanium Credit Card 3.15% 3.15%
HDFC Platinum Credit Card 3.15% 3.15%
HDFC Visa Signature Credit Card 3.05% 3.05%
HSBC Platinum Credit Card 2.75% 2.75%
HSBC Gold Credit Card - -
HSBC Classic Credit Card - -
ICICI Bank HPCL Credit Card 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
ICICI Bank Big Bazaar Credit Card 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
ICICI Bank Titanium Credit Card 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
ICICI Bank Platinum Credit Card 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
ICICI Bank Signature Credit Card 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
Kotak Bank Trump Gold Card 3.10% 3.10%
Kotak Bank League Platinum Card 3.10% 3.10%
Kotak Bank Royale Signature Card 3.10% 3.10%
SBI Gold Credit Card 3.35% 3.35%
SBI Silvar Credit Card 3.35% 3.35%
SBI Platinum Credit Card 3.10% 3.10%
Top
Annual Fees
Bank Name Type of Credit Card Salaried Self- Employed
American Express HPCL Credit Card Rs. 2,000 Rs. 2,000
American Express Indian Airlines Credit Card Rs 3,750 (inclusive of one supplementary card) Rs 3,750 (inclusive of one supplementary card)
Axis Bank Gold Credit Card Free Free
Barclays Smart Budget Credit Card Free Free
Barclays Yatra Barclays Platinum Card Free Free
Barclays Premier League Credit Card Free Free
Barclays Times Card from Barclays and TimesofMoney Free Free
Citibank Indian Oil Credit Card Free for Life Free for Life
Citibank Jet Airways Gold Credit Card Free for Life Free for Life
Citibank Jet Airways Platinum Credit Card Rs 2,000 ( For JP Platinum members its free of cost) Rs 2,000 ( For JP Platinum members its free of cost)
Citibank Shoppers Stop Silver Credit Card Free for Life Free for Life
HDFC Silver Credit Card Free for Life Free for Life
HDFC Gold Credit Card Free for Life Free for Life
HDFC Titanium Credit Card - -
HDFC Platinum Credit Card Joining Fee- Rs.1,000
Annual Fee- Rs.3,999
Joining Fee- Rs.1,000
Annual Fee- Rs.3,999
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card Joining Fee-Rs.6,000 From second year annual fee of Rs.2000 Joining Fee-Rs.6,000 From second year annual fee of Rs.2000
HSBC Gold Credit Card - -
HSBC Classic Credit Card - -
ICICI Bank HPCL Credit Card Free for life Free for life
ICICI Bank Big Bazaar Credit Card Free for life Free for life
ICICI Bank Titanium Credit Card Free for life Free for life
ICICI Bank Platinum Credit Card Free for life Free for life
ICICI Bank Signature Credit Card Free for life Free for life
Kotak Bank Trump Gold Card Free Free
Kotak Bank League Platinum Card Rs. 3,000/8,500/
12,000/15,000
Rs. 3,000/8,500/
12,000/15,000
Kotak Bank Royale Signature Card Rs. 25,000 Rs. 25,000
SBI Gold Credit Card 250 250
SBI Silvar Credit Card 500 500
SBI Platinum Credit Card 1,500 1,500
Top
Rewards Points
Bank Name Type of Credit Card Salaried Self- Employed
American Express HPCL Credit Card Transaction fee waiver, Reward points for spends above a certain limit. Can be redeemed for fuel. Transaction fee waiver, Reward points for spends above a certain limit. Can be redeemed for fuel.
Axis Bank Gold Credit Card Get 1 reward points on spent of Rs.100 Get 1 reward points on spent of Rs.100
Barclays Smart Budget Credit Card Earn 1 Barclaycard Point for every Rs.100 spent on your Barclaycard Smart Budget. Earn 1 Barclaycard Point for every Rs.100 spent on your Barclaycard Smart Budget.
Barclays Gold Card Card Earn 2 Barclaycard Points for every Rs.100 spent on your Barclaycard Gold Earn 2 Barclaycard Points for every Rs.100 spent on your Barclaycard Gold
Barclays Yatra Barclays Platinum Card Earn 2 Barclaycard Points for every Rs.100 spent on your Yatra Barclays Platinum Card Earn 2 Barclaycard Points for every Rs.100 spent on your Yatra Barclays Platinum Card
Barclays Premier League Credit Card Earn 2 Barclaycard Points for every Rs.100 spent on your Barclays Premier League card. Earn 2 Barclaycard Points for every Rs.100 spent on your Barclays Premier League card.
Barclays Times Card from Barclays and TimesofMoney Every time you swipe your card, you will earn reward points and can redeem them for gift voucher Every time you swipe your card, you will earn reward points and can redeem them for gift voucher
Citibank Jet Airways Gold Credit Card 2 JPMiles for every Rs 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 1000 JPMiles on first usage of the credit card every year. 2 JPMiles for every Rs 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 1000 JPMiles on first usage of the credit card every year.
Citibank Jet Airways Platinum Credit Card 4 JPMiles for every Rs 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 3000 JPMiles on booking and 4000 JPMiles every year on renewal of your credit card 4 JPMiles for every Rs 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 3000 JPMiles on booking and 4000 JPMiles every year on renewal of your credit card
Citibank Shoppers Stop Silver Credit Card 4 points for every Rs 100 spent at any Shoppers' Stop outlets 4 points for every Rs 100 spent at any Shoppers' Stop outlets
HDFC Silver Credit Card On spent of Rs.200 get you will get one reward point On spent of Rs.200 get you will get one reward point
HDFC Gold Credit Card On spent of Rs.150 get you will get one reward point On spent of Rs.150 get you will get one reward point
HDFC Titanium Credit Card Earn 2 reward points for Rs150 on your domestic spends and 5 reward points for every Rs150 on your international spends. Earn 2 reward points for Rs150 on your domestic spends and 5 reward points for every Rs150 on your international spends.
HDFC Platinum Credit Card On spent of Rs.150 get you will get 2 reward point On spent of Rs.150 get you will get 2 reward point
HDFC Visa Signature Credit Card On spent of Rs.150 get you will get 2 reward point On spent of Rs.150 get you will get 2 reward point
HSBC Platinum Credit Card Get 2 reward points on spent of Rs.150 Get 2 reward points on spent of Rs.150
HSBC Gold Credit Card Get 1 reward points on spent of Rs.250 Get 1 reward points on spent of Rs.250
HSBC Classic Credit Card Get 1 reward points on spent of Rs.250 Get 1 reward points on spent of Rs.250
ICICI Bank Big Bazaar Credit Card One-time gift voucher worth Rs 250 to be redeemed at Big Bazaar outlets, 4 points for every Rs100 spent at Big Bazaar and 1 point at other stores One-time gift voucher worth Rs 250 to be redeemed at Big Bazaar outlets, 4 points for every Rs100 spent at Big Bazaar and 1 point at other stores
ICICI Bank Titanium Credit Card Earn 2 reward points on every spent of Rs.200, 0% fuel surcharge across all the petrol pumps Earn 2 reward points on every spent of Rs.200, 0% fuel surcharge across all the petrol pumps
ICICI Bank Platinum Credit Card Earn 1reward point on the spent of Rs.100 on retail shopping, 0% fuel surcharge across all the petrol pumps. Earn 1reward point on the spent of Rs.100 on retail shopping, 0% fuel surcharge across all the petrol pumps.
ICICI Bank Signature Credit Card Earn 5 points on every international spend of Rs.100, 4 points on every travel-related spend of Rs.100, 2 points on every hotel and dining related spend of Rs.100 and 1 point on every Rs100 on all other transactions. Earn 5 points on every international spend of Rs.100, 4 points on every travel-related spend of Rs.100, 2 points on every hotel and dining related spend of Rs.100 and 1 point on every Rs100 on all other transactions.
Kotak Bank Trump Gold Card 10% cash back on movies & plays and on food & drinks 10% cash back on movies & plays and on food & drinks
Kotak Bank League Platinum Card Get 1 reward points on spent of Rs.100 Get 1 reward points on spent of Rs.100
Kotak Bank Royale Signature Card Get 1 reward points on spent of Rs.100 Get 1 reward points on spent of Rs.100
SBI Gold Credit Card Earn one reward point on spent of Rs.75 Earn one reward point on spent of Rs.75
SBI Silvar Credit Card - -
SBI Platinum Credit Card Earn one reward point on spent of Rs.50 Earn one reward point on spent of Rs.50
Top
Other Benefits
Bank Name Type of Credit Card Salaried Self- Employed
American Express HPCL Credit Card Discounts at Planet M and Fabmall stores, 1% waiver on the prevailing interest rate for American Express personal loan . Discounts at Planet M and Fabmall stores, 1% waiver on the prevailing interest rate for American Express personal loans.
American Express Indian Airlines Credit Card 2 free return tickets on economy class on IA network on buying tickets worth Rs 75,000 charged through the card, Accident insurance cover of up to Rs 50 lakh. 2 free return tickets on economy class on IA network on buying tickets worth Rs 75,000 charged through the card, Accident insurance cover of up to Rs 50 lakh.
Axis Bank Gold Credit Card EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
Barclays Smart Budget Credit Card Free domestic ATM cash withdrawals, 0% interest on balance transfers for 3 months Free domestic ATM cash withdrawals, 0% interest on balance transfers for 3 months
Barclays Gold Card Card Choose your Billing card statement according to your convenience Choose your Billing card statement according to your convenience
Barclays Yatra Barclays Platinum Card Flexible minimum monthly payment upto 5% Flexible minimum monthly payment upto 5%
Barclays Premier League Credit Card Choose your Billing card statement according to your convenience. With this you will get an entry into draws to win Barclays Premier League tickets and merchandise Choose your Billing card statement according to your convenience. With this you will get an entry into draws to win Barclays Premier League tickets and merchandise
Barclays Times Card from Barclays and TimesofMoney Interest free period upto 50days Interest free period upto 50days
Citibank Indian Oil Credit Card Insurance cover of Rs 5, 00,000 on air accidents, Purchase protection covers of Rs 15,000. Insurance cover of Rs 5, 00,000 on air accidents, Purchase protection covers of Rs 15,000.
Citibank Jet Airways Gold Credit Card Get complimentary upgrade voucher* to première on every 10000 JPMiles with the Jet Airways Citibank Gold Credit Card. Get complimentary upgrade voucher* to première on every 10000 JPMiles with the Jet Airways Citibank Gold Credit Card.
Citibank Jet Airways Platinum Credit Card Get 50% family discount vouchers* on booking and on renewal every year. Discount Vouchers valid on both domestic and international sectors. Get 50% family discount vouchers* on booking and on renewal every year. Discount Vouchers valid on both domestic And international sectors.
Citibank Shoppers Stop Silver Credit Card Personal accident insurance of Rs 5 lakh (air) and Rs 1 lakh (non-air), Purchase protection of Rs 15,000, Baggage protection of Rs 10,000. Personal accident insurance of Rs 5 lakh (air) and Rs 1 lakh (non-air), Purchase protection of Rs 15,000, Baggage protection of Rs 10,000.
HDFC Silver Credit Card Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years). Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years).
HDFC Gold Credit Card Enjoy a free interest period of 50 days from the date of purchase. Enjoy a free interest period of 50 days from the date of purchase.
HDFC Titanium Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HDFC Platinum Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HDFC Visa Signature Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HSBC Platinum Credit Card Low rate of interest of 2.75% per month Low rate of interest of 2.75% per month
HSBC Gold Credit Card You can take 3 add on credit card You can take 3 add on credit card
HSBC Classic Credit Card You can take 3 add on credit card You can take 3 add on credit card
ICICI Bank HPCl Credit Card Insurance benefits, Discounts on air-travel. Insurance benefits, Discounts on air-travel.
ICICI Bank Big Bazaar Credit Card Tele-ordering and free home delivery, Personal accident insurance of Rs 10 lakh (air) and Rs 1 lakh (non-air), Baggage insurance of Rs 10,000, Purchase protection of Rs 25,000. Tele-ordering and free home delivery, Personal accident insurance of Rs 10 lakh (air) and Rs 1 lakh (non-air), Baggage insurance of Rs 10,000, Purchase protection of Rs 25,000.
ICICI Bank Titanium Credit Card 10% discount at Flemingo Duty-free shops at International airports across India 10% discount at Flemingo Duty-free shops at International airports across India
ICICI Bank Platinum Credit Card Air-accident insurance of up to Rs. 40 lac Air-accident insurance of up to Rs. 40 lac
ICICI Bank Signature Credit Card Air-accident insurance of Rs. 3 crore Air-accident insurance of Rs. 3 crore
Kotak Bank Trump Gold Card No interest, No fee for 3 months No interest, No fee for 3 months
Kotak Bank League Platinum Card 10% savings on spends at Taj Restaurants and Bars 10% savings on spends at Taj Restaurants and Bars
Kotak Bank Royale Signature Card Lost or Stolen Card fraudlent charges cover of Rs. 50,000/-, upto 12 hours pre-reporting Lost or Stolen Card fraudlent charges cover of Rs. 50,000/-, upto 12 hours pre-reporting
SBI Gold Credit Card No surcharge on fuel purchase of Rs.400 and upto 3,000 No surcharge on fuel purchase of Rs.400 and upto 3,000
SBI Silvar Credit Card No surcharge on fuel purchase of Rs.400 and upto 3,000 No surcharge on fuel purchase of Rs.400 and upto 3,000
SBI Platinum Credit Card No surcharge on fuel purchase of Rs.400 and upto 4,000 No surcharge on fuel purchase of Rs.400 and upto 4,000
Top
Disclaimer : Please note that the information given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
Register here for latest Discounts, Offers & Reward information on Credit Card & Debit Cards
Name
Mobile +91
Email Id
City
Want Offers, Discounts & Reward information On
Credit Card Debit Card
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to privacy policy and Terms and Conditions
Advertisement

Disclaimer: Deal4loans.com doesn't provide Loans on its own but ensures your information is sent to bank/agent which you have opted for. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More
© Copyright 2014, Deal4loans, India.