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Home Loan Delhi

Home Loan New Delhi – Compare & Apply for home loans in New Delhi ✔ Interest Rates 2017 ✔ Low EMI ✔ documents ✔ eligibility ✔ best deals in New Delhi with Deal4loans.com. Compare and check the EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda, Canara Bank, UCO Bank, Union Bank, Bank Of India, Andhra Bank, Indiabulls etc.

New Delhi: Home Loan

When it comes to get a home loan, one needs to be prudent about the interest rate and tenure. Additionally, the repayment through EMIs is a long term story so one should be well informative and calculative while selecting a bank. In this regard online comparison engine are quite helpful to opt a bank. As Delhi is highly populated city and prices are too high, so it is advisable to shift the focus on nearby areas like Dwarka Expressway, Noida, Ghaziabad (areas near Delhi like Bhopura, Loni Road) and Greater Noida.

When it comes to get a home loan, one needs to be prudent about the interest rate and tenure. Additionally, the repayment through EMIs is a long term story so one should be well informative and calculative while selecting a bank. In this regard online comparison engine are quite helpful to opt a bank.

As Delhi is highly populated city and prices are too high, so it is advisable to shift the focus on nearby areas like Dwarka Expressway, Noida, Ghaziabad (areas near Delhi like Bhopura, Loni Road) and Greater Noida.

Get Eligibility, Interest Rates Quote on Home loans in Delhi
Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Current Home Loan Interest Rates in Delhi
Banks
Rate of Interest
Processing Fee
Prepayment Charges
ICICI Bank
8.35% - 8.80%
0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge
N.A
HDFC Ltd
8.35% - 8.95%
Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes
Nil
AXIS Bank
8.35% - 8.75%
Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
Nil

Eligibility Criteria

Eligibility Criteria for Home Loan in Delhi
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Delhi
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Delhi
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Best Real Estate & Property Investment Options in Delhi/NCR:

The Delhi-NCR is the best pick of property consultants for investment purposes. With massive infrastructure works on the way, locations such as Dwarka Expressway, Noida Extension and New Gurgaon are likely to attract a lot of buyers-both investors and end-users. Greater Noida is an attractive location for mid- and high-end residential segments. "Though there was not much activity in last 15-17 months due to land acquisition and master plan issues, things are expected to pick up. The area may witness a year-on-year price increase of 20-25 per cent.

Authorized Authority in Delhi:  e-Sub Registrar Offices:

  1. e- Sub Registrar Office V, Hauz Khas, Mehrauli  Tehsil Building , Mehrauli, New Delhi. Ph. : 011-26646700
  2. e- Sub Registrar Office VI D, Kanjhawala, Near Police Station, Kanjhawala, Delhi-110081. Ph.- 011-25950400
  3. e- Sub Registrar Office IV-B Vivek Vihar, DC Office Complex, NE, Nand Nagri,Delhi.
  4. e- Sub Registrar Office-IX,  Kapashera, Old Terminal Tax Building,Kapashera, New Delhi. Phone : 25069483
  5. e- Sub Registrar Office IIA,  Punjabi Bagh(Nangloi), Near Nangloi Metro Station, Nangloi, New Delhi. Phone - 25183588
  6. e- Sub Registrar Office-VIII-A,  Preet Vihar, Lm Bundh Office Complex,Shastri Nagar,Delhi. Phone-22025615
  7. e- Sub Registrar Office-VIII (Gandhi Nagar-Geeta Colony) LM Bundh office complex, Shastri Nagar,New Delhi
  8. e- Sub Registrar Office-II-B, Janakpuri, Near District Centre, Janakpuri,New Delhi

List of Major Home Projects Which are running in Delhi

S.No Project Name Builder Location Price
1 Habitech Group Habitech Apartments Habitech Group Sec- 14, Dwarka 16.5 - 22 Lakh
2 Colors Housing Regalia Sec - 21, Dwarka 38.3 Lakh
3 Chiranjeevi Royal Avenue Chiranjeevi Burari 19.5 - 26.8 Lakh
4 Revanta Multi State CGHS CGHS Sec - 21, Dwarka 32.9 - 39 Lakh
5 Antriksh Galaxy Antriksh Zone L Dwarka 36.9 Lakh
6 Space Shapers Aanantham Apartments Space Shapers Vikas Puri 20 - 32 Lakh
7 APS Group Capitals Pride APS Group Zone L Dwarka 34.2 Lakh
8 Golden Sapphire Titanium Heights Golden Sapphire Sec - 12 Dwarka 31.2 Lakh
9 Vanshi Apna Ghar Vanshi Chhawla 29 Lakh
10 Limra Nest Limra Jasola 40 Lakh
11 Live Spring Jeevan Vihar Welfare Society Sec - 19, Dwarka 32.3 - 37.7 Lakh
12 Madhav Residency Samadhan Social Walfare Society Burari 10.2 - 26.1 Lakh
13 Antriksh Urban Greek Antriksh Sec - 11, Dwarka 46.8 - 1.43 Cr
14 Rakshit Platinum Heights Rakshit Zone L Dwarka 41 - 1.11 Cr

 

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