How to get real Reward points.
All Banks offer usage based reward points or Cash backs on shopping on Brands and Online shopping discounts these days.
A consumer needs to understand what he needs to use his Credit Card for.Otherwise all what looks like a attractive offer on shopping from credit cards ,doesn’t actually get you any discounts
Where do you spend most i.e. Petrol/ Airtickets/Shopping @ Particular store.
If at any place you spend more than 5000 a month and that place has a Cobranded card – just get that card- it will give you actual rewards.
You can save 1-2% of your monthly spends via that route and ensure you save money by using credit Cards and earn from it.