Union Bank personal loan | Intrest Rates | Eligibility | Documents

Union Bank of India offers personal loan for personal use which doesn’t require any security or collateral and can be availed for any purpose, be it a wedding expenditure, meet financial requirements, a holiday or purchasing consumer durables, personal loan is very handy & caters to all your needs.


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ELIGIBILITY

To avail “Union Personal” you need to meet the following criteria:

  • Should be from the salaried class, having regular source of income and having salary account with our bank.
  • The applicant has reasonable residual service to ensure that the entire loan is repaid one year prior to retirement.

Processing Fees and Interest Rates on Personal Loan of Union Bank of India as Follows:-

Rate of Interest

15.00%

Processing Charges

  • No processing charges for purchase of consumer durables under Festive Dhamaka offer* (offer valid till 31/03/2014)
  • Processing charges are 0.50% of the loan amount, subject to a minimum of Rs. 500 for others

QUANTUM OF LOAN

  • Up to Rs. 5 Lakh
    MARGIN, I.E. YOUR SHARE – Nil

MORATORIUM PERIOD – Nil

REPAYMENT: Repayment period of up to 5 years

SECURITY: No security other than the guarantees and undertaking from employee.

GUARANTEE: 2 Guarantees are required.*

*Conditions apply. For further details, please visit nearest branch.

Other Available Products of Union Bank of India are -

Source: Union Bank of India Website

 

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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
 
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