Punjab and Sind Bank Personal Loans: Get Details on Interest Rates, Documents, Eligibility, EMI and Other Processing Charges of P&S Bank India.
|Interest Rates||13.50 – 14.00%|
|Processing Fees||1.00% of loan amount|
|Loan Amount||Upto 3 Lakh|
|Repayment Period||5 Years|
|Interest Rate for Pensioner||12.75%|
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Punjab And Sind bank personal loan purpose is to meet any genuine personal credit requirement viz For domestic consumption, Medical expenses, Marriage , Travel, Social ceremonies etc.
i) Salaried Class:
A) To Govt./PSU employees.
B) To Confirmed/Permanent/Regular Employees of other institutions.
ii) Pension Class: Pensioners having their pension account with P&S Bank.
|Quantum of Finance||
For Salaried Class
|Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less
|a) Pensioners upto the age of 65 years –
Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less
b) For Pensioners above the age of 65 years and upto the age of 70 years –
Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less