Punjab And Sind Bank personal Loan | Interest Rates 2021 | Documents | EMI
Punjab and Sind Bank Personal Loans: Get Details on Interest Rates, Documents, Eligibility, EMI and Other Processing Charges of P&S Bank India.
| Interest Rates | 13.50 – 14.00% |
| Processing Fees | 1.00% of loan amount |
| Loan Amount | Upto 3 Lakh |
| Repayment Period | 5 Years |
| Interest Rate for Pensioner | 12.75% |
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Punjab And Sind bank personal loan purpose is to meet any genuine personal credit requirement viz For domestic consumption, Medical expenses, Marriage , Travel, Social ceremonies etc.
Eligibility
i) Salaried Class:
A) To Govt./PSU employees.
B) To Confirmed/Permanent/Regular Employees of other institutions.
ii) Pension Class: Pensioners having their pension account with P&S Bank.
| Quantum of Finance |
For Salaried Class |
For Pensioner |
| Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less
|
a) Pensioners upto the age of 65 years –
Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less b) For Pensioners above the age of 65 years and upto the age of 70 years – Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less |