Vijaya bank – personal loan is a very convenient scheme that one can avail of to meet short-term credit needs for individuals / working women / pensioners / Senior Citizens.
NATURE OF LOAN
* Term Loan – for a period repayable more than 24 months
* Attractive Personal loan interest rate.
* Demand Loan – for a period repayable in 24 months or below.
* Operative Limit – Cash Credit [Miscellaneous] or Demand Loan with a ceiling of Rs 2.00 lakhs in either case (to only non Salaried persons).
* Entire loan has to be repaid with interest in not more than 48 equated monthly installments.
* Operative Limit – Limit may be fixed for 18 months renewable after review.
*Suitable guarantor with good networth acceptable to the Bank.
The Loans are for women beneficiaries including working women
For marriage and purchase of consumer durables
For Pensioners
For Vijaya-Shikshak borrowers
The loan tenure is Maximum Up to 4 years.
Loan amount = Maximum Up to Rs 1500000.
Rate of Interest-13.00% for Pensioners, 13.75% for others.
Processing Fees – 1.24% of loan amount
To Avail Vijaya bank personal loans
Toll Free Number.
1800-425-9992
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