Vijaya bank personal loans | Interest Rates | Eligibility | EMI

Vijaya Bank personal Loan – Get information on Interest Rates, Documents, EMI and Fees and Eligibility for Vijaya Bank personal loan. Vijaya bank offers a very convenient scheme that anyone can avail of to meet short-term credit needs for individuals / working women / pensioners / Senior Citizens.

For what Purpose i get a personal loan from Vijaya Bank

  • For meeting short term credit need of the applicants for medical expenses, marriage of applicant/family members, purchase of consumer durables, etc.

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks

Loan Amount

Employment Status

In Which Conditions or Eligibility, I Get a Loan From Vijaya Bank:

  • Individuals aged above 21 years and having minimum left over service of 2 years.
  • Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company drawing salary through our Bank.
  • Pensioners drawing pension through our Bank.

How much Loan amount you are entitled to?

  • 12 months’ average net take home salary subject to a ceiling of Rs.5.00 lakhs and pensioners maximum of Rs 1.0 lakh.

For how much time i get a loan / Repayment period

  • Maximum of 60 months.

Guarantor Norms

  • Spouse/Children/Suitable guarantor with good net worth.


  • Nil


  • Nil

How Much Personal Loan Rate Of Interest to pay at Vijaya Bank

  • 10.25%+4.05 = 14.30 p.a (Floating)

Processing fee

  • Maximum of Rs.2,000/- (plus applicable service tax).

Source: Vijaya Bank website

You might find these relevant:


  • WRS Info India Pvt. Ltd.
    Address: E-32, Ground Floor, Sector - 8, Noida,
    Uttar Pradesh, India - 201301
  • Facebook linkedin Twitter Google plus
    © Copyright 2016, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents.Read More