Vijaya bank personal loans | Interest Rates | EMI Eligibility Calculator

Vijaya Bank personal Loan – Get information on Interest Rates, Documents, EMI and Fees and Eligibility for Vijaya Bank personal loan. Vijaya bank offers a very convenient scheme that anyone can avail of to meet short-term credit needs for individuals / working women / pensioners / Senior Citizens.

For what Purpose i get a personal loan from Vijaya Bank

  • For meeting short term credit need of the applicants for medical expenses, marriage of applicant/family members, purchase of consumer durables, etc.

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks
Loan Amount

Employment Status

How Much Personal Loan Rate Of Interest to pay at Vijaya Bank

For Pensioners – MCLR 1 Year + 3.25% = 12.70%
For others – MCLR 1 Year + 4.25% = 13.70%
MCLR Rate for 1 Year = 9.45%

In Which Conditions or Eligibility, I Get a Loan From Vijaya Bank:

  • Individuals aged above 21 years and having minimum left over service of 2 years.
  • Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company drawing salary through our Bank.
  • Pensioners drawing pension through our Bank.

How much Loan amount you are entitled to?

  • 18 months’ average net take home salary subject to a ceiling of Rs.6.00 lakhs Maximum and pensioners: 18 months gross pension.

For how much time i get a loan / Repayment period

  • Maximum of 60 months.

Guarantor Norms

  • Spouse/Children/Suitable guarantor with good net worth.


  • Nil


  • Nil

Processing fee

  • Maximum of Rs.2,000/- (plus applicable service tax).

Source: Vijaya Bank website