Vijaya bank personal loans | Interest Rates | Eligibility | EMI

Vijaya bank – personal loan is a very convenient scheme that one can avail of to meet short-term credit needs for individuals / working women / pensioners / Senior Citizens.

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Minimum Salary: 2.5 Lakhs * | Offers for 100% finance * | Lowest Rates of 10.45% *
Professional Details
Loan Amount:
Annual Income:

For meeting short term credit need of the applicants for medical expenses, marriage of applicant/family members, purchase of consumer durables, etc.


  • Individuals aged above 21 years and having minimum left over service of 2 years.
  • Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company drawing salary through our Bank.
  • Pensioners drawing pension through our Bank.

How much you are entitled to?

  • 12 months’ average net take home salary subject to a ceiling of Rs.5.00 lakhs and pensioners maximum of Rs 1.0 lakh.

Repayment period

  • Maximum of 60 months.


  • Nil

Processing fee

  • Maximum of Rs.2,000/- (plus applicable service tax).

Toll Free Number – 1800 425 5885
Source: Vijaya Bank Website


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.