Vijaya bank personal loans | Interest Rates | Eligibility | EMI

Vijaya Bank personal Loan – Interest Rates, Documents, EMI and Fees and Eligibility with Vijaya Bank personal loan. Calculate your loan emi with Loan calculator. Offer a very convenient scheme that anyone can avail of to meet short-term credit needs for individuals / working women / pensioners / Senior Citizens.

For what Purpose i get a personal loan from Vijaya Bank

  • For meeting short term credit need of the applicants for medical expenses, marriage of applicant/family members, purchase of consumer durables, etc.


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Professional Details
Loan Amount:

Occupation:
Annual Income:

City:

In Which Conditions or Eligibility, I Get a Loan From Vijaya Bank:

  • Individuals aged above 21 years and having minimum left over service of 2 years.
  • Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company drawing salary through our Bank.
  • Pensioners drawing pension through our Bank.

How much Loan amount you are entitled to?

  • 12 months’ average net take home salary subject to a ceiling of Rs.5.00 lakhs and pensioners maximum of Rs 1.0 lakh.

For how much time i get a loan / Repayment period

  • Maximum of 60 months.

Guarantor Norms

  • Spouse/Children/Suitable guarantor with good net worth.

Security

  • Nil

Margin

  • Nil

How Much Personal Loan Rate Of Interest to pay at Vijaya Bank

  • 10.25%+4.05 = 14.30 p.a (Floating)

Processing fee

  • Maximum of Rs.2,000/- (plus applicable service tax).

Source: Vijaya Bank website

 

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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.