Personal Loan Pune

Tips for Best Personal loan deal
1) Compare exact Emi | Processing fee | Tenure | Documents before choosing bank.
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

Lowest Emi Quote from 9 Banks
Full Name
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Email ID
City
Net Salary (Yearly)
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Documents required for Personal Loan in Pune:

The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

About Pune:-

Pune is the eighth largest city in India and the second largest city in the state of Maharashtra. Pune also has made its mark the educational epicenter of the country, winning itself the sobriquet, 'The Oxford of the East'. Pune city has been developed into a Pune metropolitan area, just equal in area to that of Greater Mumbai. Pune is among the greenest urban areas in the country with more than 40 per cent of its area under green cover.

Current Personal Loan Interest Rates

Banks

Rate of Interest

Processing Fee

Loan Amount

Prepayment Charges

Disbursal Time

HDFC Bank

13.99% - 22.25%

2% (Acc holder), else 2.5%

Rs.50,000 - Rs.15,00,000

2Days - 7Days

Bajaj Finance

15% - 17%

Upto 2%

Upto 25 Lacs

NIL Foreclosure

Approval In 24 Hours

Kotak Bank

15% - 19.00%

up to 2%

Rs.100,000 - Rs.15,00,000

7 days

ICICI Bank

14% - 18.50%

2% - 2.25%

Rs.50,000 - Rs.15,00,000

7Days

Ingvysya Bank

14.5% - 18.25%

1.5% (For ING Salary Account Holder), other wise 1

1 Lac - 15 Lacs

0% (Valid till 31st May 13 )

2-4 working days

Basic Documents

Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification (Anyone of the above)

Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above)

Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)

Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)

Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)

Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Disclaimer: Deal4loans.com doesn't provide Loans on its own but ensures your information is sent to bank which you have opted for. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks.