Agents Login    About Us   Blogs   Loans in India   Media Coverage   Contact Us   Insurance Deals
 

Personal Loan Pune

Get instant lowest quote on Personal loan in Pune from top 10 Banks
Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Current Personal Loan Interest Rates in Pune
Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
HDFC Bank 12.99% - 20% 2% (Acc holder), else 2.5% Rs.50,000 - Rs.15,00,000 Nil for Loan Amount >10 Lakhs with >Salary 75k else 4% 3 - 4 Days No
ICICI Bank 13.49% - 17.50% 0.50% for special companies else 1.50% - 2.25% Rs.50,000 - Rs.15,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Kotak Bank 13.60% - 18% 2% Rs.100,000 - Rs.15,00,000 5% 3 - 4 working days No
ING Vysya Bank 13.75% - 18.25% Rs.999 - 2% Rs.1 Lac - Rs.15 Lacs Nil Foreclosure Charges Special Offer*. Valid till (30th Sept'14 2-4 working days Yes
IndusInd Bank 14% - 16.50% 1% - 2% Rs.1,00,000 - Rs.15,00,000 4% 4 working days No
Citibank 14% to 15.75% Upto 0.75% Rs.1,00,000 - Rs.30,00,000 Upto 1% 48 hours No
Bajaj Finance 15% - 17% Upto 2% Upto Rs.18 Lacs NIL Foreclosure Approval In 24 Hours Yes
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 NIL for Select Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No
Standard Chartered 16% - 22% 2% Rs.1,00,000 - Rs.30,00,000 2% - 5% 2-8 days No
Fullerton India 21% - 32% 2% Rs.50,000 - Rs.15,00,000 Zero after 3yrs (Otherwise 4%) 2-8 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Pune
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
close
HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Pune
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
close
Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Pune
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

 

Tips for Best Personal loan deal
1) Compare exact Emi | Processing fee | Tenure | Documents before choosing bank.
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

 

Documents required for Personal Loan in Pune:

The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

About Pune:-

Pune is the eighth largest city in India and the second largest city in the state of Maharashtra. Pune also has made its mark the educational epicenter of the country, winning itself the sobriquet, 'The Oxford of the East'. Pune city has been developed into a Pune metropolitan area, just equal in area to that of Greater Mumbai. Pune is among the greenest urban areas in the country with more than 40 per cent of its area under green cover.

Deal4loanson Google+
Compare Offers
 
ICICI Personal Loan
    Home    Product Articles     Help Articles      Advertise With Us      Site Map      Terms of Use    Testimonials    Newsletter    Privacy Policy
Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More
DMCA.com
© Copyright 2013, Deal4loans, India