ING VYSYA Bank Home Loan

INGVYSYA gives you liberty to buy a home for yourself. It comes with bundle of benefits, which make it simpler and easier.
You can take a Home loan from INGVYSYA for following purposes
1) Self-construction.
2) Extension / Alteration / Up gradation of an existing property.
3) Purchase of a Resale House/Flat.
4) Purchase of a Used House/Flat.
5) Composite Loan (Purchase of a Site + Construction).
6) Balance Transfer from other Banks/Fin. Institutions with Top up Loan.

Features and benefits of INGVYSYA Home Loan
• Competitive interest rates
• Funding upto 85% of the cost of Property
• Floating Rate loans linked to HPLR i.e. Home Loan Prime Lending Rate
• EMI on a daily reducing balance method
• Flexible repayment options
• Maximum Loan Tenor upto 20 years
• Nil penalties on partial prepayments after 6 months of disbursal

Documentation and eligibility for INGVYSYA home loan

	Salaried	Self employed
Age	23years to 58years	25years to 65years
Income	1,20,000 p.a	1,50,000 p.a
Loan Amount Offered	5,00,000 - 6,00,00000	5,00,000 - 6,00,00000
Tenure	5years to 20years	5years to 20years
Current Experience	3years	3years
Documentation	1) Complete application form, 2) processing fees cheque, 3) Identification Proof, 4) Residential proof, 5) Signatures Proof, Last 3 months salary slip, 6) Form 16 ,Last 3 months bank statement	1) Complete application form, 2) Identification Proof, 3) Residence Proof, 4) Last 3 year ITR, 5) Last 6 months bank statement , 6) as Processing fees cheque

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.